State Bank of India
Total assets
$4.32B
▲ +6.6% YoY
Deposits
$3.28B
▲ +6.5% YoY
Loans
$4.08B
▲ +7.2% YoY
Offices
1
ROA (annualized)
0.00%
peers 1.26%
ROE (annualized)
0.00%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | State Bank of India | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +6.6% | +5.5% | +1.1 pts |
| Deposit growth (YoY) | +6.5% | +5.1% | +1.4 pts |
| Loan growth (YoY) | +7.2% | +5.9% | +1.3 pts |
| ROA | 0.00% | 1.26% | -1.3 pts |
| ROE | 0.0% | 12.2% | -12.2 pts |
ROA ranks in the 1st percentile of its peer group · Q2 2026
Profile
- Established
- 1955
- Charter
- State
- Primary regulator
- FDIC
- Specialization
- All Other Over 1 Billion
- Address
- 200 N La Salle St, Chicago, IL, 60601
- County
- Cook
- Metro area
- Chicago-Naperville-Elgin, IL-IN-WI
- Offices
- 1
- FDIC cert #
- 33664
- RSSD ID
- 217237
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $4.32B | $3.28B | $4.08B | — | — | 0.00% | 0.00% | 0.00% |
| Q1 2026 | $4.43B | $3.36B | $4.21B | — | — | 0.00% | 0.00% | 0.00% |
| Q4 2025 | $4.78B | $3.25B | $4.36B | — | — | 0.00% | 0.00% | 0.00% |
| Q3 2025 | $4.16B | $3.14B | $3.99B | — | — | 0.00% | 0.00% | 0.00% |
| Q2 2025 | $4.05B | $3.08B | $3.80B | — | — | 0.00% | 0.00% | 0.00% |
| Q1 2025 | $3.86B | $2.94B | $3.69B | — | — | 0.00% | 0.00% | 0.00% |
| Q4 2024 | $3.82B | $2.91B | $3.47B | — | — | 0.00% | 0.00% | 0.00% |
| Q3 2024 | $3.57B | $2.72B | $3.39B | — | — | 0.00% | 0.00% | 0.00% |
Loan mix (Q2 2026): real estate $0 · commercial $1.08B · consumer — · securities $80.9M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | State Bank of India | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.00% | 1.26% | 1th | |
Return on equity Annualized net income ÷ equity or net worth | — | Not enough history yet. | 12.2% | — |
Net interest margin Interest income − interest expense, ÷ assets | 0.00% | 3.70% | 0th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 0.0% | 59.0% | 0th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | State Bank of India | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | State Bank of India | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | State Bank of India | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | State Bank of India | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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