Renasant Bank
Total assets
$26.99B
▲ +1.4% YoY
Deposits
$22.17B
▲ +1.0% YoY
Loans
$19.14B
▲ +2.7% YoY
Offices
266
RENASANT CORP
ROA (annualized)
1.40%
ROE (annualized)
9.17%
Peer comparison
No peer data.
Profile
- Established
- 1904
- Charter
- State
- Primary regulator
- FED
- Holding company
- RENASANT CORP
- Specialization
- Commercial Lending Specialization
- Address
- 209 Troy St, Tupelo, MS, 38804
- County
- Lee
- Metro area
- Tupelo, MS
- Offices
- 266
- FDIC cert #
- 12437
- RSSD ID
- 749242
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $26.99B | $22.17B | $19.14B | $4.16B | $188.2M | 1.40% | 3.97% | 0.75% |
| Q1 2026 | $27.09B | $22.32B | $18.91B | $4.10B | $93.9M | 1.40% | 3.95% | 0.79% |
| Q4 2025 | $26.75B | $21.77B | $19.02B | $4.05B | $206.9M | 0.89% | 4.10% | 0.71% |
| Q3 2025 | $26.72B | $21.79B | $19.01B | $3.99B | $121.7M | 0.72% | 4.08% | 0.68% |
| Q2 2025 | $26.61B | $21.94B | $18.63B | $3.94B | $54.9M | 0.52% | 4.01% | 0.58% |
| Q1 2025 | $18.27B | $15.17B | $13.08B | $2.74B | $47.1M | 1.04% | 3.53% | 0.59% |
| Q4 2024 | $18.04B | $14.98B | $12.93B | $2.69B | $217.7M | 1.23% | 3.51% | 0.68% |
| Q3 2024 | $17.96B | $14.90B | $12.72B | $2.68B | $167.8M | 1.27% | 3.50% | 0.71% |
Loan mix (Q2 2026): real estate $16.28B · commercial $2.64B · consumer $99.3M · securities $3.83B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Renasant Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.40% | 1.23% | 65th | |
Return on equity Annualized net income ÷ equity or net worth | 9.2% | 11.3% | 28th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.97% | 3.55% | 77th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 52.7% | 54.9% | 41th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Renasant Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Renasant Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Renasant Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Renasant Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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