WesBanco Bank, Inc.
Total assets
$27.75B
▲ +1.0% YoY
Deposits
$21.77B
▲ +2.3% YoY
Loans
$19.32B
▲ +3.1% YoY
Offices
219
WESBANCO INC
ROA (annualized)
1.39%
peers 1.23%
ROE (annualized)
9.16%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | WesBanco Bank, Inc. | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +1.0% | +5.9% | -4.8 pts |
| Deposit growth (YoY) | +2.3% | +5.7% | -3.4 pts |
| Loan growth (YoY) | +3.1% | +6.9% | -3.8 pts |
| ROA | 1.39% | 1.23% | +0.2 pts |
| ROE | 9.2% | 11.2% | -2.1 pts |
ROA ranks in the 64th percentile of its peer group · Q2 2026
Profile
- Established
- 1870
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- WESBANCO INC
- Specialization
- Commercial Lending Specialization
- Address
- 1 Bank Plz, Wheeling, WV, 26003
- County
- Ohio
- Metro area
- Wheeling, WV-OH
- Offices
- 219
- FDIC cert #
- 803
- RSSD ID
- 645625
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $27.75B | $21.77B | $19.32B | $4.22B | $191.9M | 1.39% | 3.68% | 0.61% |
| Q1 2026 | $27.42B | $21.84B | $18.93B | $4.19B | $94.0M | 1.37% | 3.63% | 0.59% |
| Q4 2025 | $27.62B | $21.83B | $19.10B | $4.16B | $249.7M | 0.97% | 3.71% | 0.47% |
| Q3 2025 | $27.47B | $21.63B | $18.84B | $4.11B | $152.7M | 0.81% | 3.68% | 0.42% |
| Q2 2025 | $27.46B | $21.29B | $18.73B | $4.01B | $63.3M | 0.52% | 3.61% | 0.39% |
| Q1 2025 | $27.32B | $21.44B | $18.69B | $3.97B | $1.5M | 0.03% | 3.24% | 0.34% |
| Q4 2024 | $18.65B | $14.46B | $12.54B | $2.73B | $171.4M | 0.95% | 3.13% | 0.29% |
| Q3 2024 | $18.48B | $14.24B | $12.34B | $2.66B | $116.4M | 0.86% | 3.10% | 0.28% |
Loan mix (Q2 2026): real estate $16.28B · commercial $2.46B · consumer $241.6M · securities $4.42B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | WesBanco Bank, Inc. | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.39% | 1.23% | 64th | |
Return on equity Annualized net income ÷ equity or net worth | 9.2% | 11.3% | 28th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.68% | 3.55% | 58th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 50.2% | 54.9% | 33th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | WesBanco Bank, Inc. | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | WesBanco Bank, Inc. | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | WesBanco Bank, Inc. | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | WesBanco Bank, Inc. | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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