Hancock Whitney Bank
Total assets
$36.33B
▲ +3.2% YoY
Deposits
$29.88B
▲ +1.9% YoY
Loans
$24.32B
▲ +4.9% YoY
Offices
193
HANCOCK WHITNEY CORP
ROA (annualized)
1.01%
peers 1.23%
ROE (annualized)
8.29%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | Hancock Whitney Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.2% | +5.9% | -2.7 pts |
| Deposit growth (YoY) | +1.9% | +5.7% | -3.8 pts |
| Loan growth (YoY) | +4.9% | +6.9% | -2.0 pts |
| ROA | 1.01% | 1.23% | -0.2 pts |
| ROE | 8.3% | 11.2% | -2.9 pts |
ROA ranks in the 28th percentile of its peer group · Q2 2026
Profile
- Established
- 1899
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- HANCOCK WHITNEY CORP
- Specialization
- Commercial Lending Specialization
- Address
- 2510 14th St, Gulfport, MS, 39501
- County
- Harrison
- Metro area
- Gulfport-Biloxi, MS
- Offices
- 193
- FDIC cert #
- 12441
- RSSD ID
- 463735
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $36.33B | $29.88B | $24.32B | $4.34B | $180.0M | 1.01% | 3.63% | 0.42% |
| Q1 2026 | $35.53B | $29.32B | $23.74B | $4.35B | $50.4M | 0.57% | 3.61% | 0.43% |
| Q4 2025 | $35.46B | $29.55B | $23.68B | $4.34B | $496.7M | 1.41% | 3.54% | 0.42% |
| Q3 2025 | $35.75B | $28.93B | $23.32B | $4.35B | $368.8M | 1.40% | 3.52% | 0.42% |
| Q2 2025 | $35.21B | $29.32B | $23.18B | $4.25B | $239.0M | 1.37% | 3.51% | 0.51% |
| Q1 2025 | $34.73B | $29.47B | $22.81B | $4.15B | $122.2M | 1.40% | 3.48% | 0.42% |
| Q4 2024 | $35.07B | $29.78B | $23.00B | $3.99B | $472.2M | 1.34% | 3.45% | 0.42% |
| Q3 2024 | $35.21B | $29.25B | $23.16B | $4.05B | $346.4M | 1.31% | 3.44% | 0.33% |
Loan mix (Q2 2026): real estate $14.61B · commercial $7.48B · consumer $364.4M · securities $7.89B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Hancock Whitney Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.01% | 1.23% | 28th | |
Return on equity Annualized net income ÷ equity or net worth | 8.3% | 11.3% | 19th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.63% | 3.55% | 57th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 54.7% | 54.9% | 48th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Hancock Whitney Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Hancock Whitney Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Hancock Whitney Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Hancock Whitney Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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