CharterBench

Trustmark Bank

BankStateJackson, MS·Est. 1889·www.trustmark.com·FDIC #4988Compare ⇄
Total assets
$19.19B
+3.1% YoY
Deposits
$16.22B
+6.6% YoY
Loans
$14.07B
+4.1% YoY
Offices
181
TRUSTMARK CORP
ROA (annualized)
1.33%
peers 1.23%
ROE (annualized)
11.39%
peers 11.23%

Peer comparison 160 banks with 10B+ in assets

MetricTrustmark BankPeer medianΔ
Asset growth (YoY)+3.1%+5.9%-2.8 pts
Deposit growth (YoY)+6.6%+5.7%+0.9 pts
Loan growth (YoY)+4.1%+6.9%-2.9 pts
ROA1.33%1.23%+0.1 pts
ROE11.4%11.2%+0.2 pts

ROA ranks in the 58th percentile of its peer group · Q2 2026

Profile

Established
1889
Charter
State
Primary regulator
FED
Holding company
TRUSTMARK CORP
Specialization
Commercial Lending Specialization
Address
248 E Capitol St, Jackson, MS, 39201
County
Hinds
Metro area
Jackson, MS
Offices
181
FDIC cert #
4988
RSSD ID
342634
Latest call report
Q2 2026

Total assets last 8 quarters

Q3 2024 → Q2 2026

Deposits last 8 quarters

Q3 2024 → Q2 2026

Quarterly financials FDIC call report

QuarterAssetsDepositsLoansEquityNet income YTDROANIMNonperforming
Q2 2026$19.19B$16.22B$14.07B$2.23B$126.5M1.33%3.84%0.87%
Q1 2026$18.98B$15.86B$14.01B$2.22B$59.6M1.26%3.79%1.18%
Q4 2025$18.92B$15.64B$13.80B$2.22B$234.0M1.26%3.83%1.03%
Q3 2025$18.80B$15.74B$13.61B$2.19B$172.5M1.25%3.81%0.93%
Q2 2025$18.61B$15.22B$13.52B$2.16B$113.7M1.24%3.78%0.91%
Q1 2025$18.29B$15.18B$13.26B$2.11B$55.7M1.22%3.73%0.94%
Q4 2024$18.15B$15.19B$13.13B$2.06B$231.4M1.26%3.55%0.89%
Q3 2024$18.48B$15.32B$13.16B$2.09B$173.1M1.25%3.46%0.79%

Loan mix (Q2 2026): real estate $9.79B · commercial $2.29B · consumer $156.3M · securities $3.08B

Ratio pack Q2 2026 · peer medians from 160 institutions

Profitability
RatioTrustmark BankTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
1.33%Q3 2024 → Q2 20261.23%
58th
Return on equity
Annualized net income ÷ equity or net worth
11.4%Q3 2024 → Q2 202611.3%
51th
Net interest margin
Interest income − interest expense, ÷ assets
3.84%Q3 2024 → Q2 20263.55%
69th
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
63.0%Q3 2024 → Q2 202654.9%
80th
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioTrustmark BankTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioTrustmark BankTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioTrustmark BankTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioTrustmark BankTrend (8q)Peer medianPeer percentile
Assets per office
Branch efficiency; high numbers usually mean digital-first
00.0%
00.0%
11 more ratios, with trends and peer percentiles.

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