| Metric | ServisFirst Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +5.6% | +5.9% | -0.3 pts |
| Deposit growth (YoY) | +5.0% | +5.7% | -0.7 pts |
| Loan growth (YoY) | +9.4% | +6.9% | +2.4 pts |
| ROA | 1.88% | 1.23% | +0.6 pts |
| ROE | 17.5% | 11.2% | +6.2 pts |
ROA ranks in the 89th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $18.34B | $14.57B | $14.31B | $2.01B | $169.6M | 1.88% | 3.56% | 0.96% |
| Q1 2026 | $18.17B | $14.51B | $13.78B | $1.94B | $83.3M | 1.86% | 3.49% | 1.00% |
| Q4 2025 | $17.73B | $14.25B | $13.54B | $1.88B | $279.4M | 1.58% | 3.18% | 0.97% |
| Q3 2025 | $17.58B | $14.13B | $13.15B | $1.84B | $192.4M | 1.45% | 3.08% | 0.96% |
| Q2 2025 | $17.38B | $13.88B | $13.08B | $1.78B | $125.9M | 1.42% | 3.02% | 0.42% |
| Q1 2025 | $18.64B | $14.45B | $12.73B | $1.73B | $63.8M | 1.42% | 2.88% | 0.40% |
| Q4 2024 | $17.35B | $13.57B | $12.45B | $1.68B | $229.8M | 1.41% | 2.88% | 0.26% |
| Q3 2024 | $16.45B | $13.17B | $12.19B | $1.63B | $163.9M | 1.36% | 2.83% | 0.25% |
Loan mix (Q2 2026): real estate $11.17B · commercial $3.04B · consumer $70.0M · securities $1.63B
| Ratio | ServisFirst Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.88% | 1.23% | 89th | |
Return on equity Annualized net income ÷ equity or net worth | 17.5% | 11.3% | 86th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.56% | 3.55% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 29.6% | 54.9% | 9th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | ServisFirst Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | ServisFirst Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | ServisFirst Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | ServisFirst Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.