| # | Lender | HQ state | Originated | Loans | Avg loan | Share |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage not in CharterBench | MI | $1.39B | 5,242 | $265K | 5.9% |
| 2 | Rocket Mortgage not in CharterBench | MI | $1.16B | 6,049 | $191K | 4.9% |
| 3 | Stockton Mortgage Corporation not in CharterBench | KY | $549.4M | 2,250 | $244K | 2.3% |
| 4 | Berkeley Point Capital LLC not in CharterBench | MA | $535.6M | 4 | $133.9M | 2.3% |
| 5 | Stock Yards Bank & Trust Company | KY | $498.7M | 2,044 | $244K | 2.1% |
| 6 | Mortgage Research Center not in CharterBench | MO | $486.4M | 1,786 | $272K | 2.0% |
| 7 | U.S. Bank National Association | OH | $460.5M | 2,645 | $174K | 1.9% |
| 8 | Fifth Third Bank, National Association | OH | $451.6M | 3,150 | $143K | 1.9% |
| 9 | Guardian Savings Bank | OH | $421.6M | 1,396 | $302K | 1.8% |
| 10 | Liberty Federal Credit Union | IN | $417.9M | 1,792 | $233K | 1.8% |
| 11 | Community Trust Bank, Inc. | KY | $401.6M | 2,051 | $196K | 1.7% |
| 12 | Republic Bank & Trust Company | KY | $334.8M | 1,477 | $227K | 1.4% |
| 13 | Freedom Mortgage Corporation not in CharterBench | FL | $333.2M | 1,270 | $262K | 1.4% |
| 14 | PNC Bank, National Association | DE | $332.2M | 2,095 | $159K | 1.4% |
| 15 | Northpointe Bank | MI | $311.9M | 1,184 | $263K | 1.3% |
| 16 | Bellwether Enterprise Real Estate Capital, LLC not in CharterBench | OH | $290.7M | 18 | $16.1M | 1.2% |
| 17 | Commonwealth Federal Credit Union | KY | $289.7M | 1,869 | $155K | 1.2% |
| 18 | Ark-La-Tex Financial Services LLC not in CharterBench | TX | $286.0M | 1,179 | $243K | 1.2% |
| 19 | Union Home Mortgage Corp. not in CharterBench | OH | $281.0M | 1,069 | $263K | 1.2% |
| 20 | South Central Bank, Inc. | KY | $269.9M | 1,376 | $196K | 1.1% |
| 21 | First Financial Bank | OH | $261.8M | 1,239 | $211K | 1.1% |
| 22 | Abound Federal Credit Union | KY | $259.9M | 1,388 | $187K | 1.1% |
| 23 | Victory Mortgage, LLC not in CharterBench | KY | $246.1M | 753 | $327K | 1.0% |
| 24 | Independence Bank of Kentucky | KY | $241.5M | 1,046 | $231K | 1.0% |
| 25 | CrossCountry Mortgage, LLC not in CharterBench | OH | $238.9M | 914 | $261K | 1.0% |
Pro shows every lender, plus each bank’s and credit union’s mortgage mix, pricing and approval rates.
| Line | 2023 | 2024 | 2025 |
|---|---|---|---|
| Originated | $16.67B | $19.51B | $23.71B |
| Loans | 82,484 | 89,008 | 100,653 |
| Bank share | 48% | 43% | 41% |
| Credit-union share | 9% | 8% | 8% |
See who holds the deposits in Kentucky, the state’s top SBA lenders, or screen its banks and credit unions by ratio.