| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Ameris Bank | Bank | 2 | $435.2M | 12.34% |
| 2 | Guardian Bank | Bank | 3 | $405.3M | 11.50% |
| 3 | Bank of America, National Association | Bank | 2 | $337.0M | 9.56% |
| 4 | Farmers and Merchants Bank | Bank | 3 | $305.2M | 8.66% |
| 5 | Renasant Bank | Bank | 3 | $279.4M | 7.93% |
| 6 | Bank OZK | Bank | 4 | $242.4M | 6.87% |
| 7 | First Commerce Credit Union | Credit union | 3 | $225.8M* | 6.40% |
| 8 | Southeastern Credit Union | Credit union | 5 | $200.2M* | 5.68% |
| 9 | Commercial Banking Company | Bank | 3 | $196.5M | 5.57% |
| 10 | First Federal Savings and Loan Association of Valdosta | Bank | 4 | $193.5M | 5.49% |
| 10 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $3.53B | 20 | 48 | Ameris Bank | 12.3% | 765 |
| 2024 | $3.22B | 20 | 46 | Guardian Bank | 12.4% | 777 |
| 2023 | $3.13B | 20 | 46 | Guardian Bank | 12.2% | 777 |
| 2022 | $3.17B | 20 | 45 | Guardian Bank | 12.5% | 772 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.