| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Independence Bank of Kentucky | Bank | 4 | $1.20B | 31.56% |
| 2 | U.S. Bank National Association | Bank | 3 | $417.5M | 11.00% |
| 3 | Truist Bank | Bank | 4 | $366.6M | 9.66% |
| 4 | JPMorgan Chase Bank, National Association | Bank | 2 | $282.6M | 7.45% |
| 5 | South Central Bank, Inc. | Bank | 3 | $254.0M | 6.69% |
| 6 | German American Bank | Bank | 3 | $231.9M | 6.11% |
| 7 | Liberty Federal Credit Union | Credit union | 2 | $188.5M* | 4.97% |
| 8 | Old National Bank | Bank | 2 | $157.8M | 4.16% |
| 9 | Fifth Third Bank, National Association | Bank | 2 | $128.9M | 3.40% |
| 10 | PNC Bank, National Association | Bank | 1 | $89.3M | 2.35% |
| 10 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $3.80B | 20 | 41 | Independence Bank of Kentucky | 31.6% | 1,426 |
| 2024 | $3.67B | 22 | 42 | Independence Bank of Kentucky | 31.8% | 1,433 |
| 2023 | $3.62B | 22 | 42 | Independence Bank of Kentucky | 31.7% | 1,438 |
| 2022 | $3.76B | 21 | 48 | Independence Bank of Kentucky | 33.5% | 1,568 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.