| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Merchants National Bank | Bank | 1 | $193.6M | 27.77% |
| 2 | The Huntington National Bank | Bank | 2 | $156.0M | 22.38% |
| 3 | Union Savings Bank | Bank | 1 | $85.3M | 12.24% |
| 4 | First State Bank | Bank | 1 | $80.7M | 11.57% |
| 5 | Fifth Third Bank, National Association | Bank | 1 | $79.3M | 11.38% |
| 6 | Atomic Credit Union | Credit union | 1 | $43.1M* | 6.18% |
| 7 | U.S. Bank National Association | Bank | 1 | $39.0M | 5.60% |
| 8 | LCNB National Bank | Bank | 1 | $17.7M | 2.54% |
| 9 | Woodforest National Bank | Bank | 1 | $2.4M | 0.35% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $697.1M | 9 | 10 | The Merchants National Bank | 27.8% | 1,761 |
| 2025 | $637.4M | 8 | 9 | The Merchants National Bank | 30.6% | 2,125 |
| 2024 | $633.9M | 9 | 10 | The Merchants National Bank | 33.1% | 2,052 |
| 2023 | $633.0M | 8 | 9 | The Merchants National Bank | 34.6% | 2,209 |
| 2022 | $610.3M | 7 | 8 | The Merchants National Bank | 39.4% | 2,631 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.