| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | NBT Bank, National Association | Bank | 8 | $527.9M | 28.27% |
| 2 | Community Bank, National Association | Bank | 5 | $424.9M | 22.76% |
| 3 | Wayne Bank | Bank | 2 | $249.3M | 13.35% |
| 4 | Sidney Federal Credit Union | Credit union | 3 | $233.9M* | 12.52% |
| 5 | KeyBank National Association | Bank | 2 | $144.2M | 7.72% |
| 6 | Broadview Federal Credit Union | Credit union | 1 | $128.5M* | 6.88% |
| 7 | Leatherstocking Region Federal Credit Union | Credit union | 1 | $84.3M* | 4.51% |
| 8 | Visions Federal Credit Union | Credit union | 1 | $74.3M* | 3.98% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.87B | 8 | 23 | NBT Bank, National Association | 28.3% | 1,795 |
| 2024 | $1.73B | 8 | 22 | NBT Bank, National Association | 30.8% | 1,905 |
| 2023 | $1.85B | 8 | 23 | NBT Bank, National Association | 27.6% | 1,776 |
| 2022 | $1.86B | 7 | 23 | NBT Bank, National Association | 27.6% | 1,889 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.