| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | NBT Bank, National Association | Bank | 8 | $539.2M | 27.22% |
| 2 | Community Bank, National Association | Bank | 5 | $409.5M | 20.68% |
| 3 | Wayne Bank | Bank | 2 | $305.9M | 15.45% |
| 4 | Sidney Federal Credit Union | Credit union | 3 | $262.6M* | 13.26% |
| 5 | KeyBank National Association | Bank | 2 | $139.3M | 7.03% |
| 6 | Broadview Federal Credit Union | Credit union | 1 | $137.1M* | 6.92% |
| 7 | Leatherstocking Region Federal Credit Union | Credit union | 1 | $94.6M* | 4.77% |
| 8 | Visions Federal Credit Union | Credit union | 1 | $82.1M* | 4.14% |
| 9 | Chen-Del-O Federal Credit Union | Credit union | 1 | $10.1M* | 0.51% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.98B | 9 | 24 | NBT Bank, National Association | 27.2% | 1,721 |
| 2025 | $1.87B | 8 | 23 | NBT Bank, National Association | 28.3% | 1,795 |
| 2024 | $1.73B | 8 | 22 | NBT Bank, National Association | 30.8% | 1,905 |
| 2023 | $1.86B | 8 | 23 | NBT Bank, National Association | 27.6% | 1,768 |
| 2022 | $1.86B | 7 | 23 | NBT Bank, National Association | 27.6% | 1,888 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.