No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $107.5M | $94.9M | $62.7M | $12.6M | $289K | 1.07% | 3.76% | 0.75% | 6,054 |
| Q4 2025 | $101.3M | $88.9M | $62.8M | $12.3M | $1.5M | 1.44% | 3.98% | 0.99% | 5,965 |
| Q3 2025 | $99.0M | $86.9M | $63.8M | $12.1M | $1.2M | 1.60% | 4.03% | 1.17% | 5,912 |
| Q2 2025 | $96.0M | $84.3M | $61.9M | $11.7M | $781K | 1.63% | 4.07% | 1.05% | 5,820 |
| Q1 2025 | $93.2M | $82.0M | $56.3M | $11.2M | $310K | 1.33% | 4.06% | 1.26% | 5,673 |
| Q4 2024 | $89.4M | $78.6M | $55.1M | $10.9M | $1.4M | 1.59% | 4.13% | 1.57% | 5,598 |
| Q3 2024 | $86.1M | $75.5M | $56.4M | $10.8M | $1.2M | 1.80% | 4.25% | 1.22% | 5,587 |
| Q2 2024 | $83.7M | $73.5M | $56.3M | $10.4M | $791K | 1.89% | 4.27% | 0.95% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.07% | 0.69% | 74th | |
Return on equity Annualized net income ÷ equity or net worth | 9.2% | 5.9% | 76th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.76% | 3.62% |
Peer lists, growth filters, CSV export, CRM push.
| 5,531 |
Loan mix (Q1 2026): real estate $9.3M · commercial $0 · consumer $48.7M · securities $28.5M
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 65.8% | 78.7% | 17th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.