Broadview Federal Credit Union
Total assets
$9.20B
▲ +3.6% YoY
Shares & deposits
$8.36B
▲ +5.8% YoY
Loans
$6.99B
▲ +3.7% YoY
Members
511,058
▲ +1.6% YoY
ROA (annualized)
0.48%
peers 0.71%
ROE (annualized)
5.48%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.5% | +5.1% | -1.6 pts |
| Share growth (YoY) | +5.8% | +4.9% | +0.9 pts |
| Loan growth (YoY) | +3.7% | +5.4% | -1.7 pts |
| ROA | 0.48% | 0.71% | -0.2 pts |
| ROE | 5.5% | 6.3% | -0.8 pts |
ROA ranks in the 29th percentile of its peer group · Q1 2026
Profile
- Established
- 1934
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- 4 Winners Circle, Albany, NY, 12205
- NCUA charter #
- 51
- RSSD ID
- 954970
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $9.20B | $8.36B | $6.99B | $804.6M | $11.0M | 0.48% | 3.07% | 0.64% | 511,058 |
| Q4 2025 | $8.99B | $8.18B | $6.96B | $793.6M | $55.3M | 0.62% | 2.98% | 0.85% | 506,127 |
| Q3 2025 | $9.02B | $7.97B | $6.86B | $783.8M | $37.9M | 0.56% | 2.93% | 0.78% | 510,624 |
| Q2 2025 | $9.11B | $8.10B | $6.75B | $763.2M | $17.3M | 0.38% | 2.82% | 0.71% | 506,328 |
| Q1 2025 | $8.88B | $7.90B | $6.74B | $751.3M | $5.4M | 0.24% | 2.82% | 0.64% | 502,867 |
| Q4 2024 | $8.68B | $7.72B | $6.73B | $745.9M | $17.9M | 0.21% | 2.71% | 0.99% | 500,346 |
| Q3 2024 | $8.95B | $7.54B | $6.70B | $748.1M | $12.1M | 0.18% | 2.60% | 0.86% | 496,735 |
| Q2 2024 | $9.19B | $7.65B | $6.67B | $743.1M | $7.2M | 0.16% | 2.48% | 0.67% | 493,055 |
Loan mix (Q1 2026): real estate $4.30B · commercial $763.8M · consumer $1.84B · securities $847.0M
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.48% | 0.71% | 29th | |
Return on equity Annualized net income ÷ equity or net worth | 5.5% | 6.3% | 40th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.07% | 3.32% | 35th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 81.5% | 73.0% | 81th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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