| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | Bank | 12 | $1.82B | 25.96% |
| 2 | Visions Federal Credit Union | Credit union | 24 | $1.78B* | 25.45% |
| 3 | NBT Bank, National Association | Bank | 9 | $649.8M | 9.27% |
| 4 | Broadview Federal Credit Union | Credit union | 5 | $642.5M* | 9.17% |
| 5 | Tioga State Bank National Association | Bank | 10 | $445.1M | 6.35% |
| 6 | Empower Federal Credit Union | Credit union | 3 | $444.4M* | 6.34% |
| 7 | KeyBank National Association | Bank | 4 | $335.8M | 4.79% |
| 8 | Chemung Canal Trust Company | Bank | 4 | $282.3M | 4.03% |
| 9 | Citizens Bank, National Association | Bank | 3 | $240.8M | 3.44% |
| 10 | Ghs Federal Credit Union | Credit union | 1 | $103.7M* | 1.48% |
| 4 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $7.01B | 14 | 83 | Manufacturers and Traders Trust Company | 26.0% | 1,629 |
| 2024 | $6.98B | 14 | 81 | Manufacturers and Traders Trust Company | 27.7% | 1,724 |
| 2023 | $7.35B | 14 | 85 | Manufacturers and Traders Trust Company | 27.0% | 1,681 |
| 2022 | $7.71B | 14 | 84 | Manufacturers and Traders Trust Company | 28.2% | 1,720 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.