| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Visions Federal Credit Union | Credit union | 23 | $1.89B* | 26.20% |
| 2 | Manufacturers and Traders Trust Company | Bank | 12 | $1.73B | 24.05% |
| 3 | NBT Bank, National Association | Bank | 9 | $704.2M | 9.77% |
| 4 | Broadview Federal Credit Union | Credit union | 5 | $685.7M* | 9.51% |
| 5 | Tioga State Bank National Association | Bank | 9 | $492.5M | 6.83% |
| 6 | Empower Federal Credit Union | Credit union | 3 | $448.3M* | 6.22% |
| 7 | KeyBank National Association | Bank | 3 | $343.8M | 4.77% |
| 8 | Chemung Canal Trust Company, National Association | Bank | 4 | $277.0M | 3.84% |
| 9 | Citizens Bank, National Association | Bank | 3 | $244.8M | 3.40% |
| 10 | Ghs Federal Credit Union | Credit union | 1 | $108.6M* | 1.51% |
| 4 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $7.21B | 14 | 80 | Visions Federal Credit Union | 26.2% | 1,592 |
| 2025 | $7.01B | 14 | 83 | Manufacturers and Traders Trust Company | 26.0% | 1,629 |
| 2024 | $6.98B | 14 | 81 | Manufacturers and Traders Trust Company | 27.7% | 1,724 |
| 2023 | $7.49B | 14 | 85 | Visions Federal Credit Union | 26.5% | 1,706 |
| 2022 | $7.85B | 14 | 84 | Manufacturers and Traders Trust Company | 27.7% | 1,743 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.