| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Adirondack Trust Company | Bank | 10 | $1.29B | 14.77% |
| 2 | Bank of America, National Association | Bank | 2 | $894.7M | 10.24% |
| 3 | KeyBank National Association | Bank | 6 | $780.6M | 8.93% |
| 4 | Broadview Federal Credit Union | Credit union | 6 | $771.0M* | 8.82% |
| 5 | TrustCo Bank | Bank | 14 | $720.4M | 8.24% |
| 6 | Arrow Bank National Association | Bank | 8 | $704.1M | 8.06% |
| 7 | Ballston Spa National Bank | Bank | 10 | $627.6M | 7.18% |
| 8 | Hudson Valley | Credit union | 3 | $533.0M* | 6.10% |
| 9 | Navy Federal Credit Union | Credit union | 1 | $439.9M* | 5.03% |
| 10 | Citizens Bank, National Association | Bank | 2 | $359.7M | 4.12% |
| 12 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $8.74B | 22 | 89 | The Adirondack Trust Company | 14.8% | 783 |
| 2024 | $7.86B | 22 | 83 | The Adirondack Trust Company | 16.6% | 850 |
| 2023 | $7.59B | 22 | 82 | The Adirondack Trust Company | 17.6% | 939 |
| 2022 | $7.59B | 22 | 82 | The Adirondack Trust Company | 19.0% | 957 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.