| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | KeyBank National Association | Bank | 35 | $9.78B | 23.37% |
| 2 | Broadview Federal Credit Union | Credit union | 47 | $6.45B* | 15.40% |
| 3 | TrustCo Bank | Bank | 52 | $3.66B | 8.75% |
| 4 | Bank of America, National Association | Bank | 12 | $2.88B | 6.89% |
| 5 | Manufacturers and Traders Trust Company | Bank | 14 | $2.50B | 5.98% |
| 6 | Citizens Bank, National Association | Bank | 16 | $2.10B | 5.02% |
| 7 | Pioneer Bank, National Association | Bank | 18 | $1.96B | 4.67% |
| 8 | Hudson Valley Federal Credit Union | Credit union | 9 | $1.55B* | 3.69% |
| 9 | The Adirondack Trust Company | Bank | 10 | $1.38B | 3.29% |
| 10 | NBT Bank, National Association | Bank | 15 | $1.34B | 3.20% |
| 28 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $41.85B | 38 | 366 | KeyBank National Association | 23.4% | 1,056 |
| 2025 | $40.42B | 38 | 360 | KeyBank National Association | 23.2% | 1,051 |
| 2024 | $38.23B | 43 | 370 | KeyBank National Association | 22.6% | 1,036 |
| 2023 | $47.08B | 42 | 370 | Citizens Bank, National Association | 23.9% | 1,227 |
| 2022 | $44.54B | 42 | 367 | KeyBank National Association | 20.7% | 1,074 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.