| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Northpointe Bank | Bank | 1 | $5.25B | 15.02% |
| 2 | Fifth Third Bank, National Association | Bank | 32 | $5.18B | 14.81% |
| 3 | Lake Michigan Credit Union | Credit union | 27 | $4.91B* | 14.04% |
| 4 | The Huntington National Bank | Bank | 19 | $4.15B | 11.87% |
| 5 | JPMorgan Chase Bank, National Association | Bank | 19 | $2.46B | 7.02% |
| 6 | Mercantile Bank | Bank | 6 | $2.09B | 5.98% |
| 7 | Macatawa Bank, National Association | Bank | 11 | $1.58B | 4.52% |
| 8 | ChoiceOne Bank | Bank | 7 | $807.4M | 2.31% |
| 9 | Independent Bank | Bank | 9 | $797.6M | 2.28% |
| 10 | Bank of America, National Association | Bank | 6 | $766.1M | 2.19% |
| 64 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $34.99B | 74 | 258 | Northpointe Bank | 15.0% | 921 |
| 2025 | $30.09B | 64 | 233 | Northpointe Bank | 14.9% | 811 |
| 2024 | $30.94B | 66 | 257 | Lake Michigan Credit Union | 14.1% | 823 |
| 2023 | $32.07B | 64 | 256 | Lake Michigan Credit Union | 17.0% | 848 |
| 2022 | $33.79B | 61 | 254 | Lake Michigan Credit Union | 16.0% | 849 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.