| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Independence Bank of Kentucky | Bank | 2 | $213.7M | 25.66% |
| 2 | Fifth Third Bank, National Association | Bank | 1 | $170.7M | 20.50% |
| 3 | Old National Bank | Bank | 1 | $149.4M | 17.94% |
| 4 | Liberty Federal Credit Union | Credit union | 1 | $94.2M* | 11.32% |
| 5 | Heritage Federal Credit Union | Credit union | 2 | $80.0M* | 9.61% |
| 6 | Farmers Bank and Trust Company | Bank | 1 | $70.6M | 8.48% |
| 7 | U.S. Bank National Association | Bank | 1 | $25.6M | 3.08% |
| 8 | Green River Area Federal Credit Union | Credit union | 1 | $15.6M* | 1.88% |
| 9 | German American Bank | Bank | 1 | $9.3M | 1.12% |
| 10 | First Federal Savings Bank | Bank | 1 | $3.5M | 0.42% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $832.7M | 10 | 12 | Independence Bank of Kentucky | 25.7% | 1,707 |
| 2024 | $794.4M | 11 | 12 | Independence Bank of Kentucky | 28.4% | 1,847 |
| 2023 | $913.6M | 11 | 12 | Independence Bank of Kentucky | 29.7% | 1,953 |
| 2022 | $895.2M | 10 | 12 | Independence Bank of Kentucky | 31.4% | 1,916 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.