| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Independence Bank of Kentucky | Bank | 3 | $1.13B | 31.96% |
| 2 | U.S. Bank National Association | Bank | 3 | $417.5M | 11.78% |
| 3 | Truist Bank | Bank | 3 | $326.3M | 9.21% |
| 4 | JPMorgan Chase Bank, National Association | Bank | 2 | $282.6M | 7.98% |
| 5 | South Central Bank, Inc. | Bank | 3 | $254.0M | 7.17% |
| 6 | German American Bank | Bank | 3 | $231.9M | 6.54% |
| 7 | Liberty Federal Credit Union | Credit union | 2 | $188.5M* | 5.32% |
| 8 | Old National Bank | Bank | 2 | $157.8M | 4.45% |
| 9 | Fifth Third Bank, National Association | Bank | 2 | $128.9M | 3.64% |
| 10 | PNC Bank, National Association | Bank | 1 | $89.3M | 2.52% |
| 8 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $3.54B | 18 | 36 | Independence Bank of Kentucky | 32.0% | 1,484 |
| 2024 | $3.43B | 20 | 37 | Independence Bank of Kentucky | 32.0% | 1,480 |
| 2023 | $3.36B | 20 | 37 | Independence Bank of Kentucky | 31.6% | 1,463 |
| 2022 | $3.31B | 18 | 39 | Independence Bank of Kentucky | 33.2% | 1,625 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.