| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Independence Bank of Kentucky | Bank | 3 | $1.04B | 30.57% |
| 2 | U.S. Bank National Association | Bank | 3 | $417.4M | 12.27% |
| 3 | Truist Bank | Bank | 3 | $289.1M | 8.50% |
| 4 | South Central Bank, Inc. | Bank | 3 | $272.7M | 8.02% |
| 5 | JPMorgan Chase Bank, National Association | Bank | 2 | $265.8M | 7.81% |
| 6 | German American Bank | Bank | 3 | $240.5M | 7.07% |
| 7 | Liberty Federal Credit Union | Credit union | 2 | $203.7M* | 5.99% |
| 8 | Old National Bank | Bank | 2 | $181.0M | 5.32% |
| 9 | Fifth Third Bank, National Association | Bank | 2 | $95.6M | 2.81% |
| 10 | PNC Bank, National Association | Bank | 1 | $85.2M | 2.50% |
| 9 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $3.40B | 19 | 39 | Independence Bank of Kentucky | 30.6% | 1,422 |
| 2025 | $3.54B | 18 | 36 | Independence Bank of Kentucky | 32.0% | 1,484 |
| 2024 | $3.43B | 20 | 37 | Independence Bank of Kentucky | 32.0% | 1,480 |
| 2023 | $3.37B | 20 | 37 | Independence Bank of Kentucky | 31.6% | 1,464 |
| 2022 | $3.40B | 19 | 41 | Independence Bank of Kentucky | 32.4% | 1,555 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.