| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Guardian Bank | Bank | 3 | $405.3M | 13.45% |
| 2 | Bank of America, National Association | Bank | 2 | $337.0M | 11.18% |
| 3 | Ameris Bank | Bank | 1 | $297.8M | 9.88% |
| 4 | Renasant Bank | Bank | 3 | $279.4M | 9.27% |
| 5 | Bank OZK | Bank | 4 | $242.4M | 8.04% |
| 6 | First Commerce Credit Union | Credit union | 3 | $225.8M* | 7.49% |
| 7 | Commercial Banking Company | Bank | 3 | $196.5M | 6.52% |
| 8 | First Federal Savings and Loan Association of Valdosta | Bank | 4 | $193.5M | 6.42% |
| 9 | Citizens Community Bank | Bank | 3 | $172.6M | 5.72% |
| 10 | Farmers and Merchants Bank | Bank | 2 | $168.6M | 5.59% |
| 8 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $3.01B | 18 | 41 | Guardian Bank | 13.4% | 818 |
| 2024 | $2.75B | 18 | 39 | Guardian Bank | 14.5% | 842 |
| 2023 | $2.65B | 18 | 39 | Guardian Bank | 14.4% | 855 |
| 2022 | $2.70B | 18 | 38 | Guardian Bank | 14.7% | 854 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.