The Golden 1 Credit Union
Credit UnionFISCUSacramento, CA·Est. 1933·NCUA #61650
Total assets
$21.74B
▲ +7.1% YoY
Shares & deposits
$19.51B
▲ +6.6% YoY
Loans
$16.18B
▲ +9.2% YoY
Members
1,195,395
▲ +3.5% YoY
ROA (annualized)
0.45%
peers 0.77%
ROE (annualized)
4.51%
peers 7.68%
Peer comparison 24 credit unions with 10B+ in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +7.0% | +7.0% | +0.0 pts |
| Share growth (YoY) | +6.6% | +6.8% | -0.2 pts |
| Loan growth (YoY) | +9.2% | +6.8% | +2.4 pts |
| ROA | 0.45% | 0.77% | -0.3 pts |
| ROE | 4.5% | 7.7% | -3.2 pts |
ROA ranks in the 17th percentile of its peer group · Q1 2026
Profile
- Established
- 1933
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- P.O. Box 15966, Sacramento, CA, 95852
- NCUA charter #
- 61650
- RSSD ID
- 959395
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $21.74B | $19.51B | $16.18B | $2.16B | $24.4M | 0.45% | 3.17% | 0.69% | 1,195,395 |
| Q4 2025 | $21.46B | $19.24B | $16.09B | $2.14B | $110.1M | 0.51% | 2.91% | 0.81% | 1,181,184 |
| Q3 2025 | $21.08B | $18.94B | $15.52B | $2.13B | $86.6M | 0.55% | 2.92% | 0.75% | 1,170,482 |
| Q2 2025 | $20.58B | $18.51B | $15.08B | $2.10B | $55.1M | 0.54% | 2.91% | 0.71% | 1,152,046 |
| Q1 2025 | $20.31B | $18.30B | $14.82B | $2.07B | $27.7M | 0.55% | 2.90% | 0.65% | 1,154,833 |
| Q4 2024 | $19.61B | $17.67B | $14.60B | $2.05B | $106.7M | 0.54% | 2.87% | 0.82% | 1,141,377 |
| Q3 2024 | $19.58B | $17.11B | $14.25B | $2.04B | $82.3M | 0.56% | 2.88% | 0.73% | 1,132,440 |
| Q2 2024 | $19.32B | $16.91B | $14.10B | $2.02B | $56.3M | 0.58% | 2.91% | 0.72% | 1,122,612 |
Loan mix (Q1 2026): real estate $8.28B · commercial $1.65B · consumer $5.91B · securities $0
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