Alliant Credit Union
Total assets
$19.66B
▲ +0.0% YoY
Shares & deposits
$16.32B
▲ +1.2% YoY
Loans
$15.71B
▲ +1.6% YoY
Members
938,005
▲ +2.7% YoY
ROA (annualized)
0.59%
peers 0.77%
ROE (annualized)
6.30%
peers 7.68%
Peer comparison 24 credit unions with 10B+ in assets
| Metric | Alliant Credit Union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | 0.0% | +7.0% | -7.0 pts |
| Share growth (YoY) | +1.2% | +6.8% | -5.6 pts |
| Loan growth (YoY) | +1.6% | +6.8% | -5.2 pts |
| ROA | 0.59% | 0.77% | -0.2 pts |
| ROE | 6.3% | 7.7% | -1.4 pts |
ROA ranks in the 26th percentile of its peer group · Q1 2026
Profile
- Established
- 1935
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- 11545 W Touhy Ave, Chicago, IL, 60666
- NCUA charter #
- 67955
- RSSD ID
- 367392
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $19.66B | $16.32B | $15.71B | $1.85B | $29.1M | 0.59% | 2.41% | 0.94% | 938,005 |
| Q4 2025 | $20.27B | $16.21B | $15.84B | $1.82B | $111.4M | 0.55% | 2.27% | 0.84% | 923,396 |
| Q3 2025 | $20.32B | $15.85B | $16.12B | $1.80B | $91.6M | 0.60% | 2.22% | 1.12% | 941,349 |
| Q2 2025 | $19.95B | $15.92B | $15.76B | $1.77B | $61.0M | 0.61% | 2.17% | 0.81% | 924,926 |
| Q1 2025 | $19.66B | $16.12B | $15.46B | $1.81B | $19.7M | 0.40% | 2.08% | 1.06% | 913,284 |
| Q4 2024 | $19.54B | $16.04B | $15.21B | $1.79B | $81.7M | 0.42% | 2.14% | 0.92% | 901,055 |
| Q3 2024 | $20.34B | $15.92B | $14.49B | $1.79B | $82.4M | 0.54% | 2.04% | 0.92% | 889,485 |
| Q2 2024 | $20.27B | $15.79B | $14.09B | $1.76B | $47.8M | 0.47% | 2.03% | 0.87% | 869,377 |
Loan mix (Q1 2026): real estate $8.23B · commercial $1.99B · consumer $2.07B · securities $2.67B
Ratio pack Q1 2026 · peer medians from 24 institutions
Profitability
| Ratio | Alliant Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.59% | 0.77% | 26th | |
Return on equity Annualized net income ÷ equity or net worth | 6.3% | 7.7% | 30th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.41% | 3.08% | 4th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 49.2% | 62.8% | 9th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Alliant Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Alliant Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Alliant Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Alliant Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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