CharterBench

Toyota Financial Savings Bank

BankStateHenderson, NV·Est. 2004·www.toyotabank.com·FDIC #57542Compare ⇄
Total assets
$16.79B
+42.7% YoY
Deposits
$14.28B
+40.1% YoY
Loans
$9.17B
+58.7% YoY
Offices
1
ROA (annualized)
0.39%
peers 1.23%
ROE (annualized)
3.88%
peers 11.23%

Peer comparison 160 banks with 10B+ in assets

MetricThis bankPeer medianΔ
Asset growth (YoY)+42.7%+5.9%+36.9 pts
Deposit growth (YoY)+40.1%+5.7%+34.4 pts
Loan growth (YoY)+58.7%+6.9%+51.8 pts
ROA0.39%1.23%-0.8 pts
ROE3.9%11.2%-7.4 pts

ROA ranks in the 6th percentile of its peer group · Q2 2026

Profile

Established
2004
Charter
State
Primary regulator
FDIC
Specialization
All Other Over 1 Billion
Address
2485 Village View Dr, Henderson, NV, 89074
County
Clark
Metro area
Las Vegas-Henderson-Paradise, NV
Offices
1
FDIC cert #
57542
RSSD ID
3287660
Latest call report
Q2 2026

Total assets last 8 quarters

Q3 2024 → Q2 2026

Deposits last 8 quarters

Q3 2024 → Q2 2026

Quarterly financials FDIC call report

QuarterAssetsDepositsLoansEquityNet income YTDROANIMNonperforming
Q2 2026$16.79B$14.28B$9.17B$1.71B$31.6M0.39%1.01%0.11%
Q1 2026$16.10B$13.59B$8.32B$1.71B$18.1M0.46%1.02%0.09%
Q4 2025$15.43B$13.21B$7.62B$1.47B$34.6M0.30%1.19%0.06%
Q3 2025$13.90B$11.93B$6.68B$1.24B$24.3M0.31%1.29%0.04%
Q2 2025$11.76B$10.19B$5.78B$874.6M$13.4M0.29%1.34%0.01%
Q1 2025$9.17B$7.60B$4.68B$858.4M$4.3M0.21%1.28%0.00%
Q4 2024$7.20B$5.75B$3.90B$836.5M$31.5M0.49%1.32%0.00%
Q3 2024$6.94B$5.48B$3.68B$857.3M$21.9M0.47%1.37%0.00%

Loan mix (Q2 2026): real estate $2.77B · commercial $1.66B · consumer $4.85B · securities $2.76B

Ratio pack Q2 2026 · peer medians from 160 institutions

Profitability
RatioValueTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
0.39%Q3 2024 → Q2 20261.23%
6th
Return on equity
Annualized net income ÷ equity or net worth
3.9%Q3 2024 → Q2 202611.3%
5th
Net interest margin
Interest income − interest expense, ÷ assets
1.01%Q3 2024 → Q2 20263.55%
3th
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
80.3%Q3 2024 → Q2 202654.9%
98th
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioValueTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioValueTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioValueTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioValueTrend (8q)Peer medianPeer percentile
Assets per office
Branch efficiency; high numbers usually mean digital-first
00.0%
00.0%
11 more ratios, with trends and peer percentiles.

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