CharterBench

Banner Bank

BankStateWalla Walla, WA·Est. 1890·www.bannerbank.com·FDIC #28489Compare ⇄
Total assets
$16.59B
+0.9% YoY
Deposits
$13.89B
+2.1% YoY
Loans
$11.86B
+2.5% YoY
Offices
147
BANNER CORP
ROA (annualized)
1.31%
peers 1.23%
ROE (annualized)
10.97%
peers 11.23%

Peer comparison 160 banks with 10B+ in assets

MetricBanner BankPeer medianΔ
Asset growth (YoY)+0.9%+5.9%-4.9 pts
Deposit growth (YoY)+2.1%+5.7%-3.5 pts
Loan growth (YoY)+2.5%+6.9%-4.4 pts
ROA1.31%1.23%+0.1 pts
ROE11.0%11.2%-0.3 pts

ROA ranks in the 55th percentile of its peer group · Q2 2026

Profile

Established
1890
Charter
State
Primary regulator
FDIC
Holding company
BANNER CORP
Specialization
Commercial Lending Specialization
Address
10 S 1st Ave, Walla Walla, WA, 99362
County
Walla Walla
Metro area
Walla Walla, WA
Offices
147
FDIC cert #
28489
RSSD ID
352772
Latest call report
Q2 2026

Total assets last 8 quarters

Q3 2024 → Q2 2026

Deposits last 8 quarters

Q3 2024 → Q2 2026

Quarterly financials FDIC call report

QuarterAssetsDepositsLoansEquityNet income YTDROANIMNonperforming
Q2 2026$16.59B$13.89B$11.86B$1.98B$107.5M1.31%4.11%0.36%
Q1 2026$16.34B$13.93B$11.58B$1.95B$56.5M1.38%4.08%0.32%
Q4 2025$16.35B$13.81B$11.60B$1.95B$203.4M1.24%4.01%0.31%
Q3 2025$16.56B$14.08B$11.56B$1.92B$149.2M1.22%3.96%0.27%
Q2 2025$16.43B$13.59B$11.57B$1.87B$95.2M1.17%3.92%0.30%
Q1 2025$16.19B$13.68B$11.31B$1.87B$47.3M1.17%3.89%0.26%
Q4 2024$16.21B$13.59B$11.23B$1.81B$178.8M1.13%3.82%0.24%
Q3 2024$16.20B$13.61B$11.15B$1.84B$129.9M1.10%3.79%0.28%

Loan mix (Q2 2026): real estate $10.21B · commercial $1.09B · consumer $82.5M · securities $2.95B

Ratio pack Q2 2026 · peer medians from 160 institutions

Profitability
RatioBanner BankTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
1.31%Q3 2024 → Q2 20261.23%
55th
Return on equity
Annualized net income ÷ equity or net worth
11.0%Q3 2024 → Q2 202611.3%
48th
Net interest margin
Interest income − interest expense, ÷ assets
4.11%Q3 2024 → Q2 20263.55%
81th
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
60.0%Q3 2024 → Q2 202654.9%
73th
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioBanner BankTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioBanner BankTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioBanner BankTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioBanner BankTrend (8q)Peer medianPeer percentile
Assets per office
Branch efficiency; high numbers usually mean digital-first
00.0%
00.0%
11 more ratios, with trends and peer percentiles.

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