| Metric | Bank of Baroda | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +11.5% | +5.9% | +5.6 pts |
| Deposit growth (YoY) | +11.2% | +5.7% | +5.5 pts |
| Loan growth (YoY) | +14.5% | +6.9% | +7.6 pts |
| ROA | 0.00% | 1.23% | -1.2 pts |
| ROE | 0.0% | 11.2% | -11.2 pts |
ROA ranks in the 1st percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $16.24B | $9.91B | $10.37B | — | — | 0.00% | 0.00% | 0.00% |
| Q1 2026 | $15.83B | $9.86B | $10.09B | — | — | 0.00% | 0.00% | 0.00% |
| Q4 2025 | $15.92B | $9.97B | $10.04B | — | — | 0.00% | 0.00% | 0.00% |
| Q3 2025 | $14.05B | $8.95B | $9.04B | — | — | 0.00% | 0.00% | 0.00% |
| Q2 2025 | $14.56B | $8.91B | $9.05B | — | — | 0.00% | 0.00% | 0.00% |
| Q1 2025 | $13.57B | $8.68B | $8.66B | — | — | 0.00% | 0.00% | 0.00% |
| Q4 2024 | $12.92B | $8.36B | $8.65B | — | — | 0.00% | 0.00% | 0.00% |
| Q3 2024 | $10.52B | $8.04B | $8.41B | — | — | 0.00% | 0.00% | 0.00% |
Loan mix (Q2 2026): real estate $0 · commercial $5.47B · consumer — · securities $76.3M
| Ratio | Bank of Baroda | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.00% | 1.23% | 1th | |
Return on equity Annualized net income ÷ equity or net worth | — | Not enough history yet. | 11.3% | — |
Net interest margin Interest income − interest expense, ÷ assets | 0.00% | 3.55% | 0th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 0.0% |
Peer lists, growth filters, CSV export, CRM push.
| 54.9% |
0th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Bank of Baroda | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Bank of Baroda | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Bank of Baroda | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Bank of Baroda | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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