Dime Commercial Bank
Total assets
$15.03B
▲ +5.9% YoY
Deposits
$12.74B
▲ +7.7% YoY
Loans
$10.60B
▼ -1.8% YoY
Offices
64
DIME COMMERCIAL BANCSHARES INC
ROA (annualized)
0.99%
peers 1.23%
ROE (annualized)
8.95%
peers 11.23%
Peer comparison 160 banks with 10B+ in assets
| Metric | Dime Commercial Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +5.9% | +5.9% | +0.0 pts |
| Deposit growth (YoY) | +7.7% | +5.7% | +2.0 pts |
| Loan growth (YoY) | -1.8% | +6.9% | -8.7 pts |
| ROA | 0.99% | 1.23% | -0.2 pts |
| ROE | 8.9% | 11.2% | -2.3 pts |
ROA ranks in the 24th percentile of its peer group · Q2 2026
Profile
- Established
- 1909
- Charter
- State
- Primary regulator
- FED
- Holding company
- DIME COMMERCIAL BANCSHARES INC
- Specialization
- Commercial Lending Specialization
- Address
- 898 Veterans Memorial Hwy, Hauppauge, NY, 11788
- County
- Suffolk
- Metro area
- New York-Newark-Jersey City, NY-NJ-PA
- Offices
- 64
- FDIC cert #
- 6976
- RSSD ID
- 23504
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $15.03B | $12.74B | $10.60B | $1.69B | $74.7M | 0.99% | 3.33% | 0.46% |
| Q1 2026 | $14.99B | $12.67B | $10.55B | $1.67B | $36.9M | 0.97% | 3.29% | 0.63% |
| Q4 2025 | $15.33B | $12.95B | $10.66B | $1.65B | $125.9M | 0.87% | 3.15% | 0.34% |
| Q3 2025 | $14.53B | $12.15B | $10.63B | $1.64B | $90.1M | 0.84% | 3.09% | 0.50% |
| Q2 2025 | $14.20B | $11.83B | $10.79B | $1.62B | $59.1M | 0.83% | 3.04% | 0.37% |
| Q1 2025 | $14.09B | $11.69B | $10.78B | $1.60B | $25.4M | 0.72% | 2.98% | 0.41% |
| Q4 2024 | $14.34B | $11.78B | $10.81B | $1.58B | $38.4M | 0.28% | 2.61% | 0.49% |
| Q3 2024 | $13.73B | $11.46B | $10.82B | $1.50B | $57.0M | 0.56% | 2.51% | 0.45% |
Loan mix (Q2 2026): real estate $8.69B · commercial $1.23B · consumer $1.1M · securities $1.60B
Ratio pack Q2 2026 · peer medians from 160 institutions
Profitability
| Ratio | Dime Commercial Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.99% | 1.23% | 24th | |
Return on equity Annualized net income ÷ equity or net worth | 8.9% | 11.3% | 25th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.33% | 3.55% | 43th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 49.5% | 54.9% | 30th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Dime Commercial Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Dime Commercial Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Dime Commercial Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Dime Commercial Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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