| Metric | Northwest Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +18.7% | +5.9% | +12.8 pts |
| Deposit growth (YoY) | +15.0% | +5.7% | +9.3 pts |
| Loan growth (YoY) | +16.6% | +6.9% | +9.7 pts |
| ROA | 1.32% | 1.23% | +0.1 pts |
| ROE | 11.3% | 11.2% | +0.1 pts |
ROA ranks in the 57th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $17.21B | $14.39B | $13.10B | $2.00B | $112.3M | 1.32% | 3.88% | 0.53% |
| Q1 2026 | $16.91B | $14.43B | $12.92B | $1.98B | $54.7M | 1.30% | 3.86% | 0.54% |
| Q4 2025 | $16.77B | $14.16B | $12.88B | $1.96B | $141.4M | 0.92% | 3.88% | 0.64% |
| Q3 2025 | $16.39B | $13.93B | $12.81B | $1.89B | $91.8M | 0.82% | 3.86% | 0.79% |
| Q2 2025 | $14.49B | $12.51B | $11.23B | $1.64B | $83.8M | 1.16% | 3.86% | 0.71% |
| Q1 2025 | $14.48B | $12.51B | $11.17B | $1.63B | $46.9M | 1.30% | 3.98% | 0.41% |
| Q4 2024 | $14.46B | $12.45B | $11.14B | $1.59B | $113.7M | 0.79% | 3.56% | 0.54% |
| Q3 2024 | $14.41B | $12.37B | $11.18B | $1.58B | $77.7M | 0.72% | 3.51% | 0.54% |
Loan mix (Q2 2026): real estate $7.49B · commercial $2.77B · consumer $2.82B · securities $2.46B
| Ratio | Northwest Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.32% | 1.23% | 57th | |
Return on equity Annualized net income ÷ equity or net worth | 11.3% | 11.3% | 50th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.88% | 3.55% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 55.4% | 54.9% | 55th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Northwest Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Northwest Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Northwest Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Northwest Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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