Great Plains State Bank
Total assets
$392.0M
▲ +4.8% YoY
Deposits
$340.5M
▲ +9.2% YoY
Loans
$308.1M
▲ +7.6% YoY
Offices
5
RAE VALLEY FINANCIALS INC
ROA (annualized)
1.11%
peers 1.24%
ROE (annualized)
9.65%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +4.8% | +4.4% | +0.5 pts |
| Deposit growth (YoY) | +9.2% | +4.0% | +5.3 pts |
| Loan growth (YoY) | +7.6% | +5.6% | +2.0 pts |
| ROA | 1.11% | 1.24% | -0.1 pts |
| ROE | 9.7% | 11.9% | -2.2 pts |
ROA ranks in the 42nd percentile of its peer group · Q2 2026
Profile
- Established
- 1920
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- RAE VALLEY FINANCIALS INC
- Specialization
- Agricultural Specialization
- Address
- 140 Main St, Petersburg, NE, 68652
- County
- Boone
- Offices
- 5
- FDIC cert #
- 14058
- RSSD ID
- 733559
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $392.0M | $340.5M | $308.1M | $42.2M | $2.1M | 1.11% | 3.54% | 3.50% |
| Q1 2026 | $378.3M | $324.5M | $298.0M | $44.6M | $733K | 0.78% | 3.58% | 3.10% |
| Q4 2025 | $369.1M | $300.6M | $301.6M | $44.0M | $3.4M | 0.91% | 3.49% | 2.08% |
| Q3 2025 | $377.6M | $314.2M | $293.5M | $44.3M | $2.5M | 0.88% | 3.44% | 2.44% |
| Q2 2025 | $374.0M | $311.8M | $286.3M | $43.4M | $1.6M | 0.88% | 3.40% | 1.83% |
| Q1 2025 | $380.4M | $312.7M | $272.5M | $42.5M | $751K | 0.81% | 3.34% | 0.15% |
| Q4 2024 | $362.6M | $296.3M | $280.0M | $41.6M | $2.5M | 0.71% | 3.33% | 1.00% |
| Q3 2024 | $376.3M | $309.6M | $278.2M | $41.2M | $1.9M | 0.72% | 3.34% | 1.30% |
Loan mix (Q2 2026): real estate $165.7M · commercial $60.7M · consumer $998K · securities $37.8M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Great Plains State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.11% | 1.24% | 42th | |
Return on equity Annualized net income ÷ equity or net worth | 9.7% | 11.9% | 36th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.54% | 3.96% | 28th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 57.1% | 62.9% | 32th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Great Plains State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Great Plains State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Great Plains State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Great Plains State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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