CharterBench

FirstBank of Nebraska

BankStateWahoo, NE·Est. 1882·www.firstbankne.com·FDIC #5486Compare ⇄
Total assets
$498.1M
+8.1% YoY
Deposits
$390.1M
+7.8% YoY
Loans
$233.7M
+5.1% YoY
Offices
4
BANK MANAGEMENT INC
ROA (annualized)
1.85%
peers 1.24%
ROE (annualized)
19.97%
peers 11.87%

Peer comparison 1,900 banks with 100M-500M in assets

MetricFirstBank of NebraskaPeer medianΔ
Asset growth (YoY)+8.1%+4.4%+3.8 pts
Deposit growth (YoY)+7.8%+4.0%+3.8 pts
Loan growth (YoY)+5.1%+5.6%-0.5 pts
ROA1.85%1.24%+0.6 pts
ROE20.0%11.9%+8.1 pts

ROA ranks in the 82nd percentile of its peer group · Q2 2026

Profile

Established
1882
Charter
State
Primary regulator
FED
Holding company
BANK MANAGEMENT INC
Specialization
Agricultural Specialization
Address
201 E 5th St, Wahoo, NE, 68066
County
Saunders
Metro area
Omaha-Council Bluffs, NE-IA
Offices
4
FDIC cert #
5486
RSSD ID
540056
Latest call report
Q2 2026

Total assets last 8 quarters

Q3 2024 → Q2 2026

Deposits last 8 quarters

Q3 2024 → Q2 2026

Quarterly financials FDIC call report

QuarterAssetsDepositsLoansEquityNet income YTDROANIMNonperforming
Q2 2026$498.1M$390.1M$233.7M$46.2M$4.4M1.85%2.99%0.42%
Q1 2026$470.3M$376.0M$227.9M$41.0M$2.0M1.70%2.93%0.64%
Q4 2025$475.8M$348.6M$227.2M$46.4M$7.6M1.64%2.85%0.19%
Q3 2025$473.5M$354.3M$229.1M$41.8M$5.7M1.63%2.82%0.21%
Q2 2025$460.6M$361.8M$222.4M$35.1M$3.7M1.61%2.82%0.20%
Q1 2025$455.4M$361.6M$215.2M$33.1M$1.7M1.51%2.68%0.14%
Q4 2024$459.6M$352.1M$214.7M$33.1M$5.9M1.33%2.50%0.04%
Q3 2024$457.5M$352.1M$211.2M$39.1M$4.4M1.34%2.49%0.05%

Loan mix (Q2 2026): real estate $173.6M · commercial $15.9M · consumer $3.4M · securities $224.3M

Ratio pack Q2 2026 · peer medians from 1900 institutions

Profitability
RatioFirstBank of NebraskaTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
1.85%Q3 2024 → Q2 20261.24%
82th
Return on equity
Annualized net income ÷ equity or net worth
20.0%Q3 2024 → Q2 202611.9%
88th
Net interest margin
Interest income − interest expense, ÷ assets
2.99%Q3 2024 → Q2 20263.96%
10th
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
40.5%Q3 2024 → Q2 202662.9%
4th
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioFirstBank of NebraskaTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioFirstBank of NebraskaTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioFirstBank of NebraskaTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioFirstBank of NebraskaTrend (8q)Peer medianPeer percentile
Assets per office
Branch efficiency; high numbers usually mean digital-first
00.0%
00.0%
11 more ratios, with trends and peer percentiles.

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