Community Commerce Bank
Total assets
$422.7M
▲ +6.4% YoY
Deposits
$317.5M
▲ +6.4% YoY
Loans
$314.1M
▲ +8.1% YoY
Offices
4
ROA (annualized)
0.78%
peers 1.24%
ROE (annualized)
5.13%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +6.5% | +4.4% | +2.1 pts |
| Deposit growth (YoY) | +6.4% | +4.0% | +2.4 pts |
| Loan growth (YoY) | +8.1% | +5.6% | +2.6 pts |
| ROA | 0.78% | 1.24% | -0.5 pts |
| ROE | 5.1% | 11.9% | -6.7 pts |
ROA ranks in the 24th percentile of its peer group · Q2 2026
Profile
- Established
- 1976
- Charter
- State
- Primary regulator
- FDIC
- Specialization
- Commercial Lending Specialization
- Address
- 358 W Foothill Blvd, Claremont, CA, 91711
- County
- Los Angeles
- Metro area
- Los Angeles-Long Beach-Anaheim, CA
- Offices
- 4
- FDIC cert #
- 26363
- RSSD ID
- 299868
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $422.7M | $317.5M | $314.1M | $63.3M | $1.6M | 0.78% | 3.22% | 0.64% |
| Q1 2026 | $413.5M | $312.0M | $305.6M | $62.8M | $787K | 0.76% | 3.21% | 0.65% |
| Q4 2025 | $411.5M | $310.5M | $299.4M | $62.3M | $2.8M | 0.69% | 3.15% | 0.67% |
| Q3 2025 | $398.4M | $298.5M | $288.6M | $62.0M | $2.1M | 0.71% | 3.11% | 0.68% |
| Q2 2025 | $397.1M | $298.5M | $290.5M | $61.4M | $1.3M | 0.64% | 3.08% | 0.68% |
| Q1 2025 | $395.5M | $302.4M | $289.1M | $61.0M | $548K | 0.55% | 3.03% | 0.68% |
| Q4 2024 | $400.3M | $307.2M | $293.6M | $60.8M | $2.7M | 0.70% | 3.12% | 0.68% |
| Q3 2024 | $395.0M | $301.7M | $291.5M | $60.5M | $2.2M | 0.75% | 3.16% | 0.71% |
Loan mix (Q2 2026): real estate $201.5M · commercial $0 · consumer $116.2M · securities $3.7M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Community Commerce Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.78% | 1.24% | 24th | |
Return on equity Annualized net income ÷ equity or net worth | 5.1% | 11.9% | 15th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.22% | 3.96% | 17th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 63.1% | 62.9% | 51th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Community Commerce Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Community Commerce Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Community Commerce Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Community Commerce Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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