No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $423.3M | $372.0M | $217.3M | $20.2M | $1.3M | 0.59% | 3.49% | 0.02% |
| Q1 2026 | $429.2M | $377.9M | $216.3M | $18.9M | $646K | 0.60% | 3.49% | 0.00% |
| Q4 2025 | $435.9M | $384.6M | $226.1M | $19.4M | $3.0M | 0.70% | 3.52% | 0.10% |
| Q3 2025 | $426.9M | $378.3M | $222.8M | $17.3M | $2.1M | 0.65% | 3.57% | 0.10% |
| Q2 2025 | $423.9M | $373.1M | $224.7M | $14.0M | $1.4M | 0.65% | 3.57% | 0.03% |
| Q1 2025 | $414.7M | $386.3M | $220.6M | $12.4M | $664K | 0.64% | 3.51% | 0.02% |
| Q4 2024 | $421.6M | $396.0M | $223.2M | $9.7M | $3.1M | 0.72% | 3.11% | 0.02% |
| Q3 2024 | $423.9M | $359.5M | $206.4M | $14.1M | $2.5M | 0.77% | 3.05% | 0.02% |
Loan mix (Q2 2026): real estate $117.4M · commercial $34.1M · consumer $3.1M · securities $165.8M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | Astra Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.59% | 1.24% | 16th | |
Return on equity Annualized net income ÷ equity or net worth | 12.9% | 11.9% | 57th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.49% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 78.9% | 62.9% | 84th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Astra Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Astra Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Astra Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Astra Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.