| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank, National Association | Bank | 6 | $2.14B | 22.71% |
| 2 | JPMorgan Chase Bank, National Association | Bank | 5 | $1.47B | 15.61% |
| 3 | West Coast Community Bank | Bank | 5 | $1.31B | 13.84% |
| 4 | Bay Federal Credit Union | Credit union | 6 | $1.28B* | 13.51% |
| 5 | Bank of America, National Association | Bank | 5 | $1.22B | 12.94% |
| 6 | Fifth Third Bank, National Association | Bank | 6 | $776.4M | 8.23% |
| 7 | U.S. Bank National Association | Bank | 6 | $624.0M | 6.61% |
| 8 | BMO Bank National Association | Bank | 2 | $234.0M | 2.48% |
| 9 | Santa Cruz Community Credit Union | Credit union | 3 | $148.7M* | 1.58% |
| 10 | Liberty Bank, National Association | Bank | 2 | $101.4M | 1.07% |
| 3 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $9.44B | 13 | 49 | Wells Fargo Bank, National Association | 22.7% | 1,423 |
| 2025 | $9.27B | 12 | 48 | Wells Fargo Bank, National Association | 22.2% | 1,418 |
| 2024 | $9.51B | 13 | 51 | Wells Fargo Bank, National Association | 25.2% | 1,476 |
| 2023 | $9.82B | 14 | 52 | Wells Fargo Bank, National Association | 21.8% | 1,356 |
| 2022 | $10.57B | 15 | 53 | Wells Fargo Bank, National Association | 22.4% | 1,357 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.