| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Merced School Employees Federal Credit Union | Credit union | 8 | $748.2M* | 15.37% |
| 2 | Westamerica Bank | Bank | 7 | $598.5M | 12.30% |
| 3 | JPMorgan Chase Bank, National Association | Bank | 2 | $596.9M | 12.26% |
| 4 | Bank of America, National Association | Bank | 2 | $471.3M | 9.68% |
| 5 | Wells Fargo Bank, National Association | Bank | 3 | $471.1M | 9.68% |
| 6 | Travis Credit Union | Credit union | 2 | $374.8M* | 7.70% |
| 7 | Mechanics Bank | Bank | 3 | $332.1M | 6.82% |
| 8 | Farmers & Merchants Bank of Central California | Bank | 2 | $306.1M | 6.29% |
| 9 | Citibank, National Association | Bank | 2 | $278.0M | 5.71% |
| 10 | Educational Employees Credit Union | Credit union | 1 | $188.9M* | 3.88% |
| 5 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $4.87B | 15 | 40 | Merced School Employees Federal Credit Union | 15.4% | 941 |
| 2024 | $4.73B | 15 | 40 | Merced School Employees Federal Credit Union | 14.8% | 954 |
| 2023 | $5.01B | 15 | 40 | Merced School Employees Federal Credit Union | 15.9% | 951 |
| 2022 | $5.12B | 15 | 42 | Merced School Employees Federal Credit Union | 15.5% | 944 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.