Travis Credit Union
Total assets
$5.69B
▲ +5.2% YoY
Shares & deposits
$4.73B
▲ +4.5% YoY
Loans
$4.34B
▲ +5.2% YoY
Members
271,284
▲ +4.4% YoY
ROA (annualized)
0.75%
peers 0.71%
ROE (annualized)
7.12%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | Travis Credit Union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +5.2% | +5.1% | +0.1 pts |
| Share growth (YoY) | +4.5% | +4.9% | -0.3 pts |
| Loan growth (YoY) | +5.2% | +5.4% | -0.3 pts |
| ROA | 0.75% | 0.71% | +0.0 pts |
| ROE | 7.1% | 6.3% | +0.8 pts |
ROA ranks in the 54th percentile of its peer group · Q1 2026
Profile
- Established
- 1951
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- 1 Travis Way, Vacaville, CA, 95687
- NCUA charter #
- 68429
- RSSD ID
- 212586
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $5.69B | $4.73B | $4.34B | $599.9M | $10.7M | 0.75% | 3.16% | 0.65% | 271,284 |
| Q4 2025 | $5.48B | $4.55B | $4.30B | $589.3M | $24.8M | 0.45% | 3.08% | 0.88% | 267,708 |
| Q3 2025 | $5.42B | $4.49B | $4.22B | $585.8M | $19.3M | 0.47% | 3.07% | 0.75% | 264,723 |
| Q2 2025 | $5.40B | $4.50B | $4.19B | $577.8M | $11.3M | 0.42% | 2.97% | 0.71% | 260,925 |
| Q1 2025 | $5.41B | $4.53B | $4.13B | $570.4M | $3.9M | 0.29% | 2.84% | 0.57% | 259,883 |
| Q4 2024 | $5.25B | $4.38B | $4.12B | $566.5M | $20.7M | 0.39% | 2.77% | 0.81% | 257,843 |
| Q3 2024 | $5.21B | $4.32B | $4.11B | $565.1M | $17.2M | 0.44% | 2.76% | 0.75% | 257,705 |
| Q2 2024 | $5.16B | $4.31B | $4.10B | $560.2M | $12.3M | 0.48% | 2.75% | 0.69% | 255,407 |
Loan mix (Q1 2026): real estate $2.07B · commercial $310.8M · consumer $1.92B · securities $878.8M
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Travis Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.75% | 0.71% | 54th | |
Return on equity Annualized net income ÷ equity or net worth | 7.1% | 6.3% | 57th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.16% | 3.32% | 40th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 65.8% | 73.0% | 22th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Travis Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Travis Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Travis Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Travis Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar credit unions
- Chevron Federal Credit UnionConcord, CA · $5.44B
- California Federal Credit UnionGlendale, CA · $5.41B
- Educational Employees Credit UnionFresno, CA · $5.38B
- Kinecta Federal Credit UnionManhattan Beach, CA · $6.44B
- Wescom Central Credit UnionPasadena, CA · $6.47B
- Stanford Federal Credit UnionPalo Alto, CA · $4.80B
Selling to Travis Credit Union?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.