| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Shore United Bank, National Association | Bank | 6 | $1.11B | 24.98% |
| 2 | PNC Bank, National Association | Bank | 6 | $1.00B | 22.66% |
| 3 | Bank of America, National Association | Bank | 3 | $767.1M | 17.34% |
| 4 | Truist Bank | Bank | 4 | $631.1M | 14.27% |
| 5 | WesBanco Bank, Inc. | Bank | 3 | $403.5M | 9.12% |
| 6 | Manufacturers and Traders Trust Company | Bank | 3 | $236.0M | 5.34% |
| 7 | Cedar Point Federal Credit Union | Credit union | 1 | $136.5M* | 3.09% |
| 8 | Educational Systems Federal Credit Union | Credit union | 1 | $85.9M* | 1.94% |
| 9 | JPMorgan Chase Bank, National Association | Bank | 2 | $55.2M | 1.25% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $4.42B | 9 | 29 | Shore United Bank, National Association | 25.0% | 1,768 |
| 2025 | $4.38B | 9 | 29 | Shore United Bank, National Association | 25.9% | 1,815 |
| 2024 | $4.24B | 10 | 30 | Shore United Bank, National Association | 26.5% | 1,880 |
| 2023 | $4.26B | 10 | 31 | Community Bank Of The Chesapeake | 27.4% | 1,945 |
| 2022 | $222.5M | 2 | 2 | Cedar Point Federal Credit Union | 61.4% | 5,259 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.