| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Volunteer Federal Savings Bank | Bank | 6 | $334.6M | 27.99% |
| 2 | Peoples Bank of East Tennessee | Bank | 5 | $245.8M | 20.56% |
| 3 | Simmons Bank | Bank | 3 | $219.4M | 18.35% |
| 4 | Ornl Federal Credit Union | Credit union | 1 | $117.2M* | 9.81% |
| 5 | Old National Bank | Bank | 2 | $111.7M | 9.34% |
| 6 | Alcoa Tenn Federal Credit Union | Credit union | 1 | $70.5M* | 5.90% |
| 7 | Regions Bank | Bank | 1 | $68.5M | 5.73% |
| 8 | Foothills Federal Credit Union | Credit union | 1 | $25.1M* | 2.10% |
| 9 | Sainte Marie State Bank | Bank | 1 | $2.7M | 0.23% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.20B | 9 | 21 | Volunteer Federal Savings Bank | 28.0% | 1,798 |
| 2024 | $1.16B | 8 | 20 | Volunteer Federal Savings Bank | 26.4% | 1,742 |
| 2023 | $1.05B | 7 | 18 | Volunteer Federal Savings Bank | 28.0% | 1,921 |
| 2022 | $1.08B | 7 | 18 | Volunteer Federal Savings Bank | 26.2% | 1,902 |
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