| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Volunteer Federal Savings Bank | Bank | 6 | $353.5M | 28.38% |
| 2 | Peoples Bank of East Tennessee | Bank | 5 | $251.6M | 20.20% |
| 3 | Simmons Bank | Bank | 3 | $215.6M | 17.31% |
| 4 | Ornl Federal Credit Union | Credit union | 1 | $125.7M* | 10.09% |
| 5 | Old National Bank | Bank | 2 | $119.7M | 9.61% |
| 6 | Alcoa Tenn Federal Credit Union | Credit union | 1 | $73.5M* | 5.90% |
| 7 | Regions Bank | Bank | 1 | $69.7M | 5.60% |
| 8 | Foothills Federal Credit Union | Credit union | 1 | $28.2M* | 2.27% |
| 9 | Sainte Marie State Bank | Bank | 1 | $8.0M | 0.64% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.25B | 9 | 21 | Volunteer Federal Savings Bank | 28.4% | 1,779 |
| 2025 | $1.20B | 9 | 21 | Volunteer Federal Savings Bank | 28.0% | 1,798 |
| 2024 | $1.16B | 8 | 20 | Volunteer Federal Savings Bank | 26.4% | 1,742 |
| 2023 | $1.19B | 8 | 20 | Volunteer Federal Savings Bank | 24.8% | 1,637 |
| 2022 | $1.22B | 8 | 20 | Volunteer Federal Savings Bank | 23.2% | 1,623 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.