| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Tower Community Bank | Bank | 4 | $287.4M | 35.31% |
| 2 | Citizens Tri-County Bank | Bank | 4 | $245.1M | 30.11% |
| 3 | Builtwell Bank | Bank | 3 | $118.5M | 14.56% |
| 4 | Tennessee Valley Federal Credit Union | Credit union | 1 | $88.6M* | 10.89% |
| 5 | Mountain Valley Bank | Bank | 2 | $42.5M | 5.22% |
| 6 | First Jackson Bank, Inc. | Bank | 1 | $31.8M | 3.91% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $813.8M | 6 | 15 | Tower Community Bank | 35.3% | 2,527 |
| 2024 | $750.3M | 6 | 14 | Tower Community Bank | 32.1% | 2,441 |
| 2023 | $762.6M | 6 | 14 | Tower Community Bank | 33.4% | 2,393 |
| 2022 | $718.4M | 6 | 14 | Citizens Tri-County Bank | 29.7% | 2,241 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.