| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Tower Community Bank | Bank | 4 | $274.5M | 33.07% |
| 2 | Citizens Tri-County Bank | Bank | 4 | $256.8M | 30.94% |
| 3 | Builtwell Bank | Bank | 3 | $134.6M | 16.22% |
| 4 | Tennessee Valley Federal Credit Union | Credit union | 1 | $91.7M* | 11.05% |
| 5 | Mountain Valley Bank | Bank | 2 | $38.9M | 4.68% |
| 6 | First Jackson Bank, Inc. | Bank | 1 | $33.5M | 4.03% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $830.0M | 6 | 15 | Tower Community Bank | 33.1% | 2,474 |
| 2025 | $813.8M | 6 | 15 | Tower Community Bank | 35.3% | 2,527 |
| 2024 | $750.3M | 6 | 14 | Tower Community Bank | 32.1% | 2,441 |
| 2023 | $764.9M | 6 | 14 | Tower Community Bank | 33.3% | 2,387 |
| 2022 | $720.7M | 6 | 14 | Citizens Tri-County Bank | 29.6% | 2,237 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.