| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | One Bank of Tennessee | Bank | 4 | $473.9M | 25.16% |
| 2 | First National Bank of Tennessee | Bank | 2 | $398.7M | 21.17% |
| 3 | Regions Bank | Bank | 3 | $324.5M | 17.23% |
| 4 | FirstBank | Bank | 1 | $220.1M | 11.69% |
| 5 | SmartBank | Bank | 1 | $218.4M | 11.60% |
| 6 | U.S. Bank National Association | Bank | 1 | $82.0M | 4.35% |
| 7 | Upper Cumberland Federal Credit Union | Credit union | 2 | $62.9M* | 3.34% |
| 8 | Highland Federal Savings and Loan Association | Bank | 2 | $60.3M | 3.20% |
| 9 | First Farmers & Commercial Bank | Bank | 1 | $41.0M | 2.18% |
| 10 | FSNB, National Association | Bank | 1 | $1.8M | 0.09% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.88B | 10 | 18 | One Bank of Tennessee | 25.2% | 1,694 |
| 2025 | $1.83B | 10 | 18 | One Bank of Tennessee | 25.8% | 1,724 |
| 2024 | $1.75B | 10 | 18 | One Bank of Tennessee | 25.9% | 1,751 |
| 2023 | $1.69B | 10 | 18 | One Bank of Tennessee | 25.4% | 1,751 |
| 2022 | $1.69B | 10 | 19 | One Bank of Tennessee | 26.1% | 1,808 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.