| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Ornl Federal Credit Union | Credit union | 4 | $469.0M* | 20.20% |
| 2 | Regions Bank | Bank | 3 | $368.5M | 15.88% |
| 3 | Pinnacle Bank | Bank | 1 | $262.8M | 11.32% |
| 4 | Y-12 Federal Credit Union | Credit union | 3 | $235.0M* | 10.12% |
| 5 | Enrichment Federal Credit Union | Credit union | 2 | $183.0M* | 7.88% |
| 6 | Truist Bank | Bank | 2 | $155.0M | 6.68% |
| 7 | Bank of America, National Association | Bank | 1 | $140.2M | 6.04% |
| 8 | TNBANK | Bank | 2 | $133.9M | 5.77% |
| 9 | Southern Bank of Tennessee | Bank | 1 | $78.6M | 3.39% |
| 10 | Home Federal Bank of Tennessee | Bank | 1 | $51.7M | 2.23% |
| 8 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $2.32B | 18 | 30 | Ornl Federal Credit Union | 20.2% | 1,102 |
| 2024 | $2.42B | 16 | 29 | Ornl Federal Credit Union | 21.9% | 1,172 |
| 2023 | $2.72B | 16 | 29 | Ornl Federal Credit Union | 25.8% | 1,348 |
| 2022 | $2.76B | 16 | 29 | Ornl Federal Credit Union | 25.5% | 1,343 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.