| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Merchants National Bank | Bank | 2 | $160.5M | 27.55% |
| 2 | THE VINTON COUNTY NATIONAL BANK | Bank | 2 | $155.3M | 26.65% |
| 3 | Oucu Financial Credit Union, Inc. Credit Union | Credit union | 1 | $86.7M* | 14.87% |
| 4 | PNC Bank, National Association | Bank | 2 | $75.9M | 13.02% |
| 5 | The Park National Bank | Bank | 1 | $66.3M | 11.38% |
| 6 | U.S. Bank National Association | Bank | 1 | $38.1M | 6.53% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $582.7M | 6 | 9 | The Merchants National Bank | 27.6% | 2,032 |
| 2024 | $612.3M | 7 | 10 | THE VINTON COUNTY NATIONAL BANK | 23.7% | 1,741 |
| 2023 | $509.5M | 6 | 9 | The Merchants National Bank | 33.0% | 2,249 |
| 2022 | $526.8M | 6 | 9 | The Merchants National Bank | 33.6% | 2,197 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.