| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | State Employees' Credit Union | Credit union | 3 | $561.1M* | 32.52% |
| 2 | First-Citizens Bank & Trust Company | Bank | 2 | $274.9M | 15.93% |
| 3 | Truist Bank | Bank | 2 | $269.3M | 15.61% |
| 4 | Wells Fargo Bank, National Association | Bank | 2 | $234.0M | 13.56% |
| 5 | Bank of America, National Association | Bank | 1 | $99.4M | 5.76% |
| 6 | Morganton Savings Bank, S.S.B. | Bank | 1 | $77.7M | 4.50% |
| 7 | TD Bank, National Association | Bank | 1 | $46.5M | 2.69% |
| 8 | First Horizon Bank | Bank | 1 | $46.1M | 2.67% |
| 9 | Members Credit Union | Credit union | 2 | $44.9M* | 2.60% |
| 10 | Self-Help Credit Union | Credit union | 1 | $43.0M* | 2.49% |
| 1 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.73B | 11 | 17 | State Employees' Credit Union | 32.5% | 1,822 |
| 2025 | $1.70B | 11 | 17 | State Employees' Credit Union | 31.1% | 1,771 |
| 2024 | $1.62B | 11 | 17 | State Employees' Credit Union | 29.9% | 1,710 |
| 2023 | $1.69B | 11 | 17 | State Employees' Credit Union | 33.2% | 1,816 |
| 2022 | $2.09B | 11 | 17 | Wells Fargo Bank, National Association | 29.5% | 1,939 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.