| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | State Employees' Credit Union | Credit union | 3 | $527.2M* | 31.07% |
| 2 | First-Citizens Bank & Trust Company | Bank | 2 | $296.6M | 17.48% |
| 3 | Truist Bank | Bank | 2 | $259.9M | 15.32% |
| 4 | Wells Fargo Bank, National Association | Bank | 2 | $229.2M | 13.51% |
| 5 | Bank of America, National Association | Bank | 1 | $93.4M | 5.51% |
| 6 | Morganton Savings Bank, S.S.B. | Bank | 1 | $71.2M | 4.20% |
| 7 | First Horizon Bank | Bank | 1 | $56.7M | 3.34% |
| 8 | TD Bank, National Association | Bank | 1 | $51.2M | 3.02% |
| 9 | Members Credit Union | Credit union | 2 | $46.0M* | 2.71% |
| 10 | Self-Help Credit Union | Credit union | 1 | $37.6M* | 2.22% |
| 1 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.70B | 11 | 17 | State Employees' Credit Union | 31.1% | 1,771 |
| 2024 | $1.62B | 11 | 17 | State Employees' Credit Union | 29.9% | 1,710 |
| 2023 | $1.69B | 11 | 17 | State Employees' Credit Union | 33.2% | 1,814 |
| 2022 | $2.09B | 11 | 17 | Wells Fargo Bank, National Association | 29.5% | 1,938 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.