| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Southern Bank | Bank | 5 | $671.1M | 37.62% |
| 2 | First Midwest Bank of the Ozarks | Bank | 4 | $334.8M | 18.77% |
| 3 | Fm Bank And Trust | Bank | 1 | $246.3M | 13.81% |
| 4 | Sterling Bank | Bank | 3 | $233.4M | 13.09% |
| 5 | U.S. Bank National Association | Bank | 2 | $93.7M | 5.25% |
| 6 | Commerce Bank | Bank | 1 | $87.8M | 4.92% |
| 7 | Ozark Federal Credit Union | Credit union | 3 | $46.8M* | 2.62% |
| 8 | Peoples Community Bank | Bank | 1 | $27.7M | 1.55% |
| 9 | The Bank of Missouri | Bank | 1 | $23.3M | 1.31% |
| 10 | Bank of Grandin | Bank | 1 | $18.9M | 1.06% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.78B | 10 | 22 | Southern Bank | 37.6% | 2,194 |
| 2025 | $1.72B | 10 | 23 | Southern Bank | 36.7% | 2,137 |
| 2024 | $1.69B | 10 | 25 | Southern Bank | 34.8% | 2,001 |
| 2023 | $1.64B | 10 | 25 | Southern Bank | 33.9% | 1,972 |
| 2022 | $1.42B | 10 | 25 | Southern Bank | 27.0% | 1,689 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.