The Bank of Missouri
Total assets
$4.23B
▲ +36.0% YoY
Deposits
$3.58B
▲ +41.8% YoY
Loans
$3.16B
▲ +48.5% YoY
Offices
32
RELIABLE CMTY BANCSHARES INC
ROA (annualized)
0.93%
peers 1.26%
ROE (annualized)
8.10%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | The Bank of Missouri | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +36.0% | +5.5% | +30.6 pts |
| Deposit growth (YoY) | +41.8% | +5.1% | +36.8 pts |
| Loan growth (YoY) | +48.5% | +5.9% | +42.6 pts |
| ROA | 0.93% | 1.26% | -0.3 pts |
| ROE | 8.1% | 12.2% | -4.1 pts |
ROA ranks in the 25th percentile of its peer group · Q2 2026
Profile
- Established
- 1891
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- RELIABLE CMTY BANCSHARES INC
- Specialization
- Commercial Lending Specialization
- Address
- 916 N Kings Hwy, Perryville, MO, 63775
- County
- Perry
- Offices
- 32
- FDIC cert #
- 1617
- RSSD ID
- 330855
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $4.23B | $3.58B | $3.16B | $495.7M | $19.6M | 0.93% | 3.37% | 1.15% |
| Q1 2026 | $4.24B | $3.61B | $3.13B | $491.1M | $9.0M | 0.85% | 3.11% | 0.19% |
| Q4 2025 | $3.04B | $2.50B | $2.14B | $346.9M | $50.5M | 1.65% | 3.02% | 0.25% |
| Q3 2025 | $3.06B | $2.50B | $2.15B | $346.4M | $46.3M | 2.02% | 2.92% | 0.23% |
| Q2 2025 | $3.11B | $2.53B | $2.13B | $336.8M | $39.0M | 2.55% | 2.79% | 0.15% |
| Q1 2025 | $3.00B | $2.53B | $2.08B | $308.4M | $4.3M | 0.57% | 2.64% | 0.15% |
| Q4 2024 | $3.08B | $2.58B | $2.06B | $308.7M | $17.7M | 0.59% | 2.53% | 0.16% |
| Q3 2024 | $3.04B | $2.51B | $2.07B | $311.4M | $12.7M | 0.57% | 2.51% | 0.16% |
Loan mix (Q2 2026): real estate $1.92B · commercial $1.05B · consumer $89.2M · securities $572.9M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | The Bank of Missouri | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.93% | 1.26% | 25th | |
Return on equity Annualized net income ÷ equity or net worth | 8.1% | 12.2% | 20th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.37% | 3.70% | 29th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 74.5% | 59.0% | 86th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | The Bank of Missouri | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | The Bank of Missouri | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | The Bank of Missouri | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | The Bank of Missouri | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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