| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank, National Association | Bank | 1 | $191.6M | 21.34% |
| 2 | Falcon National Bank | Bank | 1 | $118.3M | 13.17% |
| 3 | Frandsen Bank & Trust | Bank | 2 | $113.7M | 12.66% |
| 4 | Old National Bank | Bank | 1 | $94.9M | 10.56% |
| 5 | Credit Union 1 Credit Union | Credit union | 2 | $94.6M* | 10.54% |
| 6 | St. Cloud Financial Credit Union | Credit union | 1 | $80.0M* | 8.90% |
| 7 | Farmers and Merchants State Bank of Pierz | Bank | 1 | $61.0M | 6.79% |
| 8 | U.S. Bank National Association | Bank | 1 | $42.2M | 4.69% |
| 9 | American Heritage National Bank | Bank | 1 | $37.8M | 4.21% |
| 10 | Pine Country Bank | Bank | 1 | $28.6M | 3.18% |
| 2 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $898.2M | 12 | 15 | Wells Fargo Bank, National Association | 21.3% | 1,196 |
| 2025 | $825.6M | 12 | 15 | Wells Fargo Bank, National Association | 21.9% | 1,212 |
| 2024 | $782.7M | 12 | 14 | Wells Fargo Bank, National Association | 22.6% | 1,226 |
| 2023 | $745.0M | 12 | 14 | Wells Fargo Bank, National Association | 24.5% | 1,398 |
| 2022 | $766.4M | 12 | 14 | Wells Fargo Bank, National Association | 24.1% | 1,343 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.