| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Sturgis Bank & Trust Company | Bank | 6 | $359.5M | 25.89% |
| 2 | Southern Michigan Bank & Trust | Bank | 6 | $268.0M | 19.31% |
| 3 | Omni Community Credit Union | Credit union | 5 | $230.7M* | 16.62% |
| 4 | Century Bank and Trust | Bank | 4 | $107.1M | 7.72% |
| 5 | Fifth Third Bank, National Association | Bank | 1 | $85.3M | 6.14% |
| 6 | Flagstar Bank, National Association | Bank | 2 | $70.1M | 5.05% |
| 7 | The Huntington National Bank | Bank | 1 | $70.0M | 5.04% |
| 8 | Kellogg Community Credit Union | Credit union | 1 | $60.5M* | 4.36% |
| 9 | Arbor Financial Credit Union | Credit union | 1 | $59.3M* | 4.27% |
| 10 | Horizon Bank | Bank | 1 | $48.5M | 3.50% |
| 1 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.39B | 11 | 29 | Sturgis Bank & Trust Company | 25.9% | 1,521 |
| 2025 | $1.27B | 10 | 28 | Sturgis Bank & Trust Company | 30.6% | 1,730 |
| 2024 | $1.34B | 11 | 28 | Sturgis Bank & Trust Company | 31.7% | 1,666 |
| 2023 | $1.39B | 12 | 29 | Sturgis Bank & Trust Company | 32.2% | 1,676 |
| 2022 | $1.38B | 12 | 29 | Sturgis Bank & Trust Company | 29.8% | 1,545 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.