| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Sturgis Bank & Trust Company | Bank | 6 | $389.5M | 30.61% |
| 2 | Southern Michigan Bank & Trust | Bank | 6 | $241.7M | 19.00% |
| 3 | Omni Community Credit Union | Credit union | 5 | $196.3M* | 15.42% |
| 4 | Century Bank and Trust | Bank | 4 | $104.8M | 8.24% |
| 5 | Fifth Third Bank, National Association | Bank | 1 | $67.9M | 5.34% |
| 6 | The Huntington National Bank | Bank | 1 | $66.8M | 5.25% |
| 7 | Flagstar Bank, National Association | Bank | 2 | $65.0M | 5.11% |
| 8 | Arbor Financial Credit Union | Credit union | 1 | $59.6M* | 4.68% |
| 9 | Horizon Bank | Bank | 1 | $52.2M | 4.10% |
| 10 | Farmers State Bank | Bank | 1 | $28.7M | 2.26% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.27B | 10 | 28 | Sturgis Bank & Trust Company | 30.6% | 1,730 |
| 2024 | $1.34B | 11 | 28 | Sturgis Bank & Trust Company | 31.7% | 1,666 |
| 2023 | $1.38B | 12 | 29 | Sturgis Bank & Trust Company | 32.3% | 1,677 |
| 2022 | $1.38B | 12 | 29 | Sturgis Bank & Trust Company | 29.8% | 1,545 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.