| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Shelby State Bank | Bank | 4 | $167.5M | 35.51% |
| 2 | The Huntington National Bank | Bank | 2 | $125.9M | 26.69% |
| 3 | Fifth Third Bank, National Association | Bank | 1 | $89.0M | 18.87% |
| 4 | West Shore Bank | Bank | 1 | $42.2M | 8.94% |
| 5 | Family Financial Credit Union | Credit union | 1 | $35.3M* | 7.48% |
| 6 | Lake-Osceola State Bank | Bank | 1 | $11.9M | 2.51% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $471.8M | 6 | 10 | The Shelby State Bank | 35.5% | 2,472 |
| 2024 | $440.5M | 6 | 9 | The Shelby State Bank | 29.6% | 2,326 |
| 2023 | $443.8M | 6 | 9 | The Shelby State Bank | 31.9% | 2,341 |
| 2022 | $440.5M | 6 | 9 | The Shelby State Bank | 34.6% | 2,368 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.