| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Gerber Federal Credit Union | Credit union | 3 | $233.0M* | 28.23% |
| 2 | ChoiceOne Bank | Bank | 3 | $186.9M | 22.64% |
| 3 | Independent Bank | Bank | 2 | $174.1M | 21.09% |
| 4 | The Huntington National Bank | Bank | 2 | $94.3M | 11.42% |
| 5 | Fifth Third Bank, National Association | Bank | 1 | $61.5M | 7.45% |
| 6 | Compass Credit Union | Credit union | 1 | $44.9M* | 5.45% |
| 7 | Horizon Bank | Bank | 1 | $30.7M | 3.72% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $825.3M | 7 | 13 | Gerber Federal Credit Union | 28.2% | 1,984 |
| 2025 | $787.9M | 7 | 13 | Gerber Federal Credit Union | 28.4% | 1,933 |
| 2024 | $788.5M | 8 | 14 | Gerber Federal Credit Union | 26.9% | 1,784 |
| 2023 | $806.1M | 8 | 14 | Gerber Federal Credit Union | 28.9% | 1,839 |
| 2022 | $870.0M | 9 | 15 | Gerber Federal Credit Union | 26.8% | 1,643 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.