| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Isabella Bank | Bank | 5 | $240.7M | 29.78% |
| 2 | The Huntington National Bank | Bank | 1 | $159.4M | 19.72% |
| 3 | Fifth Third Bank, National Association | Bank | 2 | $108.6M | 13.44% |
| 4 | Horizon Bank | Bank | 1 | $78.2M | 9.68% |
| 5 | Wmcu Credit Union | Credit union | 2 | $67.2M* | 8.32% |
| 6 | Mercantile Bank | Bank | 1 | $53.4M | 6.61% |
| 7 | Independent Bank | Bank | 1 | $46.1M | 5.70% |
| 8 | Lake-Osceola State Bank | Bank | 2 | $27.8M | 3.44% |
| 9 | Community First Federal Credit Union | Credit union | 1 | $26.8M* | 3.31% |
| 10 | PNC Bank, National Association | Bank | 2 | $0 | 0.00% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $808.3M | 10 | 18 | Isabella Bank | 29.8% | 1,718 |
| 2024 | $755.0M | 10 | 18 | Isabella Bank | 29.3% | 1,711 |
| 2023 | $806.4M | 10 | 18 | Isabella Bank | 26.8% | 1,602 |
| 2022 | $816.0M | 9 | 17 | Isabella Bank | 27.0% | 1,625 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.