| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | West Shore Bank | Bank | 3 | $395.7M | 44.79% |
| 2 | SAFE Harbor Credit Union | Credit union | 1 | $165.5M* | 18.73% |
| 3 | Fifth Third Bank, National Association | Bank | 1 | $83.7M | 9.47% |
| 4 | PNC Bank, National Association | Bank | 1 | $61.3M | 6.94% |
| 5 | Filer Credit Union | Credit union | 1 | $54.6M* | 6.18% |
| 6 | The Huntington National Bank | Bank | 1 | $47.8M | 5.41% |
| 7 | Preferred Credit Union | Credit union | 1 | $44.3M* | 5.02% |
| 8 | The Shelby State Bank | Bank | 1 | $30.5M | 3.45% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $883.3M | 8 | 10 | West Shore Bank | 44.8% | 2,599 |
| 2024 | $895.4M | 9 | 11 | West Shore Bank | 46.6% | 2,675 |
| 2023 | $771.5M | 8 | 10 | West Shore Bank | 42.2% | 2,528 |
| 2022 | $834.1M | 8 | 10 | West Shore Bank | 47.8% | 2,911 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.