| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association | Bank | 2 | $331.8M | 21.03% |
| 2 | St. Francis X Federal Credit Union | Credit union | 4 | $231.2M* | 14.66% |
| 3 | First Community Bank | Bank | 6 | $209.9M | 13.31% |
| 4 | The Huntington National Bank | Bank | 2 | $199.4M | 12.64% |
| 5 | Fifth Third Bank, National Association | Bank | 2 | $194.9M | 12.35% |
| 6 | Citizens National Bank of Cheboygan | Bank | 4 | $139.5M | 8.84% |
| 7 | 4Front Credit Union | Credit union | 2 | $80.8M* | 5.12% |
| 8 | PNC Bank, National Association | Bank | 1 | $59.7M | 3.78% |
| 9 | Awakon Federal Credit Union | Credit union | 2 | $49.3M* | 3.12% |
| 10 | Northland Area Federal Credit Union | Credit union | 1 | $38.2M* | 2.42% |
| 3 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.58B | 13 | 29 | JPMorgan Chase Bank, National Association | 21.0% | 1,285 |
| 2025 | $1.49B | 12 | 27 | JPMorgan Chase Bank, National Association | 22.8% | 1,376 |
| 2024 | $1.45B | 11 | 26 | JPMorgan Chase Bank, National Association | 23.5% | 1,402 |
| 2023 | $1.56B | 11 | 26 | JPMorgan Chase Bank, National Association | 23.4% | 1,403 |
| 2022 | $1.64B | 10 | 25 | JPMorgan Chase Bank, National Association | 21.9% | 1,426 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.